If you are like me, it probably seems like 2015 came and went in a flash! Between the holidays and a new year, you may find yourself still not enrolled in health insurance. If you missed the December 15th deadline for January 1st coverage and you also missed the January 15th deadline for February 1st coverage, you have yet another opportunity to enroll in health insurance for 2016! Open Enrollment will not officially end until January 31st and for the next 15 days, you can still submit an application and have coverage that will begin March 1st. If you miss this deadline, however, you may be unable to enroll in a 2016 health insurance plan, which means not only will you be uninsured, you will likely incur a tax penalty.
Keep in mind that the 2016 tax penalty has increased to $695 per person or 2.5% of your annual individual income, whichever is greater.
The good news is you can still submit an application online in as little as ten minutes and if you are applying through the federal Marketplace, we are happy to assist you in submitting your application over the phone. Give us a call at 888-765-5400. We can assist you in choosing the plan that best suits your family’s needs and help you determine whether or not you qualify for a federal subsidy to help reduce the cost of your health plan. Don’t let another year go by without obtaining health insurance for you and your family!
For more information on Blue Cross Blue Shield of North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.