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Archive for the ‘Blue Value’ Category

Is Your Doctor in Network – Does it Matter?

Thursday, January 21st, 2016

bigstockphoto_thinking_woman_304081Blue Cross Blue Shield of North Carolina, unlike many of the companies offering coverage through the health insurance Marketplace, provides plans that cover you both in-network as well as out-of-network.  Having out-of-network coverage when it counts can make an enormous difference in your out-of-pocket expenses.  It’s important, however, to find out ahead of time whenever possible whether or not your provider is in network with your plan.  Because you will pay more for out-of-network coverage, knowing which doctors and hospitals accept your plan is one of the best ways you can manage your health care costs. (more…)

Key Points to Remember about Your BCBSNC Non-Grandfathered Plan

Monday, September 16th, 2013

You will need a new BCBSNC plan for 2014.
+ BCBSNC automatically map you to a new 2014 plan and send you that rate in September. To maximize savings, it is important for you to explore your options.
+ Starting October 1 in accordance with Obama Care, you will be able to go to Member Services  to link to the Health Insurance Marketplace where you can confirm subsidy eligibility. Compare your rate from our September rate letter to the rate of a new 2014 plan with subsidies or a low cost plan. This side by side comparison will help you decide what is best for you.
+ Remember, changes to the plan you were mapped to must be made by December 15, 2013 for the plan to be effective January 1, 2014.
+ If you make no changes, your mapped plan will start January 1, 2014.

Here’s what you should know about your plan:
+ The rate you pay for health insurance has always changed due to rising medical costs, but your rate may increase even more because of changes under health care reform. Some of the changes include increased benefits and new taxes and fees.
+ You may qualify for new federal subsidies that can help offset your monthly premium.
+ On October 1, log into Member Services and we will link you to the Health Insurance Marketplace so you can confirm subsidy
eligibility and ensure maximized savings.
+ Another way to save on premium costs is to consider one of the many new, low cost plan options such as Blue Value or Blue Select.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). It would be our pleasure to help you navigate through the Health Care Reform changes in accordance with the new regulations of Obama care. Call us for details.

Information from a BCBSNC publication on 8/12/13.

BCBSNC Blue Value in 2014

Friday, September 13th, 2013

BlueCross BlueShield wants to help you save. Consider one of our new low cost plan options. To help lessen the financial impacts of health care reform, BCBSNC has created several new plan options for 2014.

Blue Value is one of these options.  The coverage you need, the savings you want. Blue Value features the lowest costs of all our plans. This plan offers:

+ Quality, cost-effective coverage
+ A limited network of providers and pharmacies
+ Prescription drug requirement

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Information from a BCBSNC publication on 8/12/13.