OWNERSHIP AND CONTROL OF WEBSITE AND ITS CONTENTS
This website is controlled and operated by Jerry Ballard & Associates, Inc. Our mailing address is Post Office Box 1497, Morehead, NC 28557. Our telephone number is (252) 726-5400.
All content on this website, including, but not limited to text, images, illustrations, audio clips, and video clips, is protected by copyrights, trademarks, service marks, and/or other intellectual property rights. Our rights are protected and governed by the United States and worldwide copyright laws and treaty provisions, privacy and publicity laws, and communication regulations and statutes.
We welcome your use of our site as a prospective insurance customer, policyholder, or other clients of our firm. If you wish to use any part of the content of this website for purposes other than your personal transactions as a client or prospective client of our company, or as otherwise expressly permitted below, you must contact us for permission.
Except where we specify otherwise, Jerry Ballard & Associates, Inc. offers you access to the website solely for your use as a client or prospective client of Jerry Ballard & Associates, Inc. This includes, of course, your use in shopping for or seeking to obtain a quote for insurance as a customer or potential client of Jerry Ballard & Associates, Inc.
You may record and print relevant portions of the content and information contained on the website for your use as a client or prospective client of Jerry Ballard & Associates, Inc. You may share this information with persons who are business colleagues or associates of yours, or whom you represent, and who are considering purchasing insurance from us.
We have spent a lot of time preparing our website, and obviously do not want our competitors to copy it or to steal information from it, including meta tags such as meta keywords and meta descriptions. We do not, in general, allow anyone to access our site or use it for other than the purposes described above.
You may not upload the content of our website, or information contained on our website, to any website that you operate or that is operated by anyone other than Jerry Ballard & Associates, Inc.
You may not use on your website, or in any other location, any trademarks, service marks or copyrighted materials appearing on this website, including but not limited to any logos, characters, photographs, or pictures, without the express written consent of Jerry Ballard & Associates, Inc. or, if different, the owner of those proprietary rights.
You may not use the website in any manner that could damage, disable, overburden, or impair the website or interfere with any other party's use and enjoyment of the website.
Except with the advance written permission of Jerry Ballard & Associates, Inc., you may not access or attempt to access password-protected, secure or non-public areas of the website. You may not obtain or attempt to obtain any materials or information through our website using any means that were not intentionally made available or provided for your use on our website.
You may not use or export any content or information from this website in violation of U.S. export laws and regulations.
All rights and uses not otherwise discussed are reserved exclusively to Jerry Ballard & Associates, Inc.
PROMISES THAT YOU MAKE TO US WHEN YOU USE OUR WEBSITE
You promise that you will not use our website for any purpose that is unlawful or prohibited by these Terms, including without limitation posting or transmitting any threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material.
WE RESERVE THE UNCONDITIONAL RIGHT TO DENY ACCESS
Jerry Ballard & Associates, Inc. retains the right to deny access to you or anyone else, in our sole and unrestricted discretion, for any reason, including for violation of these Terms, or for no reason at all.
ALL PERMISSIONS TERMINATE UPON ANY VIOLATION
Where appropriate Jerry Ballard & Associates, Inc. may refer any violators for criminal prosecution. It is a violation of federal criminal statutes, for example, to infringe our copyrights, copying meta tags, including meta keywords and meta descriptions, copying the layout and design of our website, or to counterfeit our trademarks by misusing or misappropriating them.
You agree to indemnify, defend, and hold harmless Jerry Ballard & Associates, Inc. and our officers, directors, employees, affiliates, agents, licensors, and suppliers, including, but not limited to Venue Communications, Inc., from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation by you of these Terms.
YOU AGREE TO PROVIDE ACCURATE AND COMPLETE INFORMATION
If and when requested by Jerry Ballard & Associates, Inc., you agree to provide true, accurate and complete user information. You will not impersonate or falsely represent your affiliation, or lack of affiliation, with any person or entity.
USING THE LINKS WE PROVIDE
Our website may contain links to other websites ("Linked Sites"). The Linked Sites are provided for your convenience and information only and, as such, you access them at your own risk. The content of most or all of the Linked Sites is not under Jerry Ballard & Associates, Inc.'s control. Jerry Ballard & Associates, Inc. is not responsible for and does not endorse, their content, whether or not Jerry Ballard & Associates, Inc. is affiliated with the owners of such Linked Sites.
DISCLAIMER OF WARRANTIES AND LIABILITY
ALL CONTENT ON THIS WEBSITE IS PROVIDED "AS IS." OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY APPLICABLE LAW AND ARE INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION, JERRY BALLARD & ASSOCIATES, INC. DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
NEITHER JERRY BALLARD & ASSOCIATES, INC., ITS AFFILIATED OR RELATED ENTITIES, NOR ANY PERSON INVOLVED IN THE CREATION, PRODUCTION, AND DISTRIBUTION OF THIS WEBSITE WARRANT THAT THE FUNCTIONS CONTAINED IN THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVER THAT MAKES THE CONTENT AVAILABLE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
THE CONTENT THAT YOU ACCESS ON THIS WEBSITE IS PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. JERRY BALLARD & ASSOCIATES, INC. DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEBSITE, OR AS TO THE RELIABILITY, ACCURACY OR CURRENCY OF ANY INFORMATION CONTENT, SERVICE, INSURANCE POLICY, AND/OR MERCHANDISE ACQUIRED PURSUANT TO YOUR USE OF THIS WEBSITE.
YOU EXPRESSLY AGREE THAT USE OF THIS WEBSITE IS AT YOUR SOLE RISK. YOU (AND NOT JERRY BALLARD & ASSOCIATES, INC.) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION OF YOUR SYSTEM. YOU EXPRESSLY AGREE THAT NEITHER JERRY BALLARD & ASSOCIATES, INC., NOR ITS AFFILIATED OR RELATED ENTITIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, OR AGENTS, NOR ANY PERSON OR ENTITY INVOLVED IN THE CREATION, PRODUCTION AND DISTRIBUTION OF THIS WEBSITE, IS RESPONSIBLE OR LIABLE TO ANY PERSON OR ENTITY WHATSOEVER FOR ANY LOSS, DAMAGE (WHETHER ACTUAL, CONSEQUENTIAL, PUNITIVE OR OTHERWISE), INJURY, CLAIM, LIABILITY OR OTHER CAUSE OF ANY KIND OR CHARACTER WHATSOEVER BASED UPON OR RESULTING FROM THE USE OR ATTEMPTED USE OF THIS WEBSITE OR ANY OTHER LINKED SITE. BY WAY OF EXAMPLE, AND WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, JERRY BALLARD & ASSOCIATES, INC. AND RELATED PERSONS AND ENTITIES SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY CLAIM OR DAMAGE ARISING FROM FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION, COMPUTER VIRUS, THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO OR ALTERATION OF PERSONAL RECORDS, OR THE RELIANCE UPON OR USE OF DATA, INFORMATION, OPINIONS OR OTHER MATERIALS APPEARING ON THIS WEBSITE.
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT JERRY BALLARD & ASSOCIATES, INC. IS NOT LIABLE OR RESPONSIBLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER CLIENTS, PROSPECTIVE CLIENTS, OR THIRD PARTIES.
SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. IN SUCH JURISDICTIONS, JERRY BALLARD & ASSOCIATES, INC.'S LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
THIRD PARTY RIGHTS
These Terms are for the benefit of Jerry Ballard & Associates, Inc. and its officers, directors, employees, affiliates, agents, licensors, and suppliers. Each of these individuals or entities shall have the right to assert and enforce these Terms directly against you on its or their own behalf.
PLACE OF USE, APPLICABLE LAW, AND JURISDICTION
You understand that this website is controlled and operated by Jerry Ballard & Associates, Inc. from its offices within Morehead, NC. Jerry Ballard & Associates, Inc. makes no representation that content in the website is appropriate or available for use in all other locations. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent there are such local laws that are applicable.