Archive for the ‘Life Insurance’ Category

The Benefits of Term Life Insurance – It Pays to be Covered

Tuesday, July 26th, 2016

Happy Young Family Under An Umbrella In An Autumn ParkAffordability and simplicity are two of the most obvious benefits to a Term Life Insurance Policy, which is why we at NC Health Plans are pleased to offer Term Life Safeguard to our clients.  If your income is essential to your family’s financial security, then a Term Life policy can not only help alleviate financial stress, it can provide peace of mind to your loved ones should something unforeseen happen.  Term Life Safeguard can be purchased as a life insurance policy alone, or the policy allows for a Critical Illness rider to be added.  Term Life with Critical Illness provides relief to your family either upon your death or if your death is preceded by a critical illness that leaves your family with expensive medical bills.

Term Life Safeguard is a budget-friendly life insurance policy in which you can designate the number of years (10 or 20) as well as the benefit amount ($30K to $200K) to help ease the financial stress your family would face in the event of your death.  A cash benefit is paid directly to your beneficiaries for the amount you designate.  At the end of your policy term, you may choose to continue coverage on a yearly basis until age 75.  The Critical Illness benefit is available if you are diagnosed with a qualifying critical illness, such as heart attack or life-threatening cancer (details provided in the Summary of Benefits). (more…)

Life is Unpredictable, Plan Ahead

Wednesday, December 10th, 2008

No matter how careful you are, or how much you think ahead, life is often unpredictable. That is what life insurance is all about, planning for what you can’t predict especially if you have financial dependents and responsibilities. Your peace of mind can count on the performance and strength of your insurance company. Jerry Ballard and Associates provide easy and affordable life insurance solutions to prepare for the unexpected allowing you to get the most out of life.


Term Life Insurance

Tuesday, November 25th, 2008

Who Needs Life Insurance?

 Life insurance for every stage…
 You’re married
 You’re married with kids
 You’re a single parent
 You’re a stay-at-home parent
 You have grown children
 You’re retired
 You’re a small business owner
 You’re single


Life Insurance Coverage

Monday, November 17th, 2008

No one knows what tomorrow will bring, however term life insurance can provide you the peace of mind that those left behind will be able to take care of themselves financially without your presence.

Why buy Term Life Insurance coverage? 

Term Life Insurance can provide you with large dollar amounts of death benefit at an affordable price. These policies are designed to give you protection for a guaranteed number of years with a guaranteed level premium. Many people buy term life insurance to cover mortgages, college tuition, replacement of income and any other financial obligations that have a set amount of time that they may be financially responsible. (more…)


Thursday, November 6th, 2008
There is no better time than right now to make plans to ensure your family’s financial security in the event of your death with an affordable, term life policy. Jerry Ballard & Associates, your North Carolina agent, is pleased to introduce you to the term life insurance plans of several top insurance companies, all with A to A++ ratings from independent industry analysts A.M. Best, Fitch, Moody’s, and Standard & Poor’s.
    • Banner Life Insurance Company
    • Transamerica Occidental Life Insurance Company
    • Lincoln Benefit Life
    • Lincoln National Life


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