Are you without a Qualifying Life Event that allows you to purchase health insurance outside of the Annual Enrollment Period?  A Temporary Health Insurance Plan can offer you the coverage you need to fill the gap between now and the next Open Enrollment and there are many benefits to a short term health plan.  For instance, most temporary insurance plans are less expensive than regular health insurance plans.  They are a low-cost solution that could protect your financial security should you be faced with an unexpected illness or injury.  You can also be approved for short term plans as soon as the very next day and coverage can be in place anywhere from 1 month to 11 months, whatever your circumstances require.

Although these plans won’t cover preexisting conditions and will not keep you from incurring a tax penalty (unless you are exempt), these plans can protect you in catastrophic circumstances and help give you the peace of mind that comes from knowing you will be covered in an emergency.  If you are still uninsured for 2016, consider a temporary health insurance plan.

For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.

The health insurance market has changed dramatically under the Affordable Care Act and it continues to change every year.  2016 brought a greater than anticipated rise in the cost of health insurance premiums across the board and many Americans are now wondering what other options are available.  Although in the past short term health insurance plans were primarily geared toward individuals who needed to fill a gap in health coverage due to a move, a job change, or recent graduation, many people are now taking a closer look at the benefits of temporary health insurance policies.

In terms of affordability, short term health insurance plans are typically much less expensive than regular health insurance policies.  Because they do not have to cover the 10 essential benefits required under the ACA, short term plans have much lower monthly premiums and are an excellent way to make sure you have coverage in case of an unexpected accident or illness.  Many temporary plans also include copayments for doctor visits as well as prescription drug coverage. (more…)

Under the ACA, you are now required to have a Qualifying Life Event (QLE) in order to enroll in a health insurance plan outside of Open Enrollment.  A Qualifying Life Event is some kind of special circumstance that allows you to enroll in coverage under a Special Enrollment Period and some common QLE’s include loss of access to minimum essential coverage through an employer or Medicaid, a move to North Carolina or to a different zip code within NC, or adding a dependent through birth or adoption.

If you do not have one of the life events, however, you will be unable to enroll in health coverage until the next Open Enrollment, which begins November 1, 2016 with coverage starting January 1, 2017.  Unfortunately, this rule excludes many individuals and can make it difficult, if not impossible, to get a health insurance plan.  If you find yourself in this position you may be asking:  What can I do to get health insurance? (more…)

Although temporary health insurance plans are not ACA approved Qualified Health Plans, they do provide a temporary solution that can help fill gaps in coverage that may exist for many reasons.  If you missed Open Enrollment and now find yourself uncovered for 2016, a short term plan could be the solution.  Temporary health plans are a viable option for people who are experiencing gaps in coverage due to a job change, a move or other life circumstances.  They are also great for individuals who may be exempt from the individual mandate (tax penalty) to buy health insurance or those who may just choose to buy health insurance outside of Open Enrollment. (more…)

Being uninsured is never wise, but let’s face it.  Life happens and sometimes you find yourself in a situation where you are experiencing a gap in coverage and need insurance now.  Perhaps you are transitioning from one job to another and there are a few months in between when coverage is not available to you through an employer.  Or perhaps you missed Open Enrollment and now find yourself without a Qualifying Life Event that allows you to enroll in health coverage during Special Enrollment. Whatever the case, you are not out of options.  Short Term coverage can help fill that gap and it is available to you as soon as the very next day! (more…)

You’ve worked a lot of years and are ready to retire, but you’re not yet 65 and eligible for Medicare.  What can you do to avoid a gap in health coverage?  A Blue Cross Blue Shield of North Carolina individual under 65 health plan can keep you covered until Medicare is available.  (more…)

In the fall of 2010, The University of North Carolina system mandated insurance coverage for students at all of its 16 institutions throughout the state.  In fact, over the last few years, more and more higher education institutions have joined the insurance bandwagon as they realize the benefits of knowing their students are covered in case of accident or illness.   By 2015, most colleges and universities now require a proof of insurance before students can begin taking classes… which can present an interesting problem. (more…)

Being uninsured is never wise, but let’s face it.  Life happens and sometimes you find yourself in a situation where you are experiencing a gap in coverage and need insurance now.  Perhaps you are transitioning from one job to another and there are a few months in between when coverage is not available to you through an employer.  Or perhaps you missed Open Enrollment and now find yourself without a Qualifying Life Event that allows you to enroll in health coverage during Special Enrollment. Whatever the case, you are not out of options.  Short Term coverage can help fill that gap and it is available to you as soon as the very next day! (more…)

Are you a resident of NC currently without health coverage?

APPLY TODAY BY CLICKING THIS LINK

Sometimes major life changes can suddenly leave you without proper health insurance.

• Are you a recent graduate?
• Are you no longer covered by your parents’ plan?
• Are you between jobs?
• Are you working a temporary or part-time job?
• Are you a new employee waiting to qualify for your company’s group health plan?

All Temporary Health policies available for 1 to 11 months.

As a NC resident, you can choose the temporary health insurance plan that suits you best from these reputable insurance companies: Just click on the name of the insurance company, read about each NC temporary health insurance plan, get an online quote, make your decision, and submit a quick online application. It couldn’t be faster or easier to get peace-of-mind coverage as soon as tomorrow.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

During life transitions, you can’t afford to go without health insurance coverage.  Unexpected illnesses and accidents happen every day and the resulting medical bills can be disastrous.   Let a Short Term Medical plan offered by NC Health Plans provide you and your loved ones with the peace of mind you need at a price you can afford.

Apply today and be covered as early as tomorrow!  Get coverage for the exact number of days needed and save 20% by making one up-front payment or pay as you go

Keep your own doctor and get 24-hour access to doctors by telephone.  Ensure your satisfaction with our 10-day money back guarantee.

Even a short period without health insurance is not worth the risk. Get your FREE, no-obligation quote today!  Please do not cancel any existing medical insurance coverage until you have received written acceptance for coverage from Assurant Health.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Sometimes major life changes can suddenly leave you without proper health insurance.

Are you a recent graduate?

Are you no longer covered by your parents’ plan?

Are you between jobs?

Are you working a temporary or part-time job?

New employee waiting to qualify for your company plan?

Temporary health insurance is a fast, affordable and easy solution for people who are currently without health coverage.  CLICK HERE to get an online quote and submit your online application in just a few minutes. You can be covered as early as 12:01 am the following day or select a specific date in the future for your temporary health insurance plan to begin.

Start your North Carolina Health Insurance as early as tomorrow if you apply by midnight tonight.   One of our qualified agents at NC Health Plans will be happy to assist you in selecting the best health insurance plan for you and your family.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Our agency provides healthcare coverage through Blue Cross Blue Shield of North Carolina (BCBSNC).  But, if you are looking for a short term solution for your health insurance needs, are between jobs, out of work or a recent college graduate, you may want to consider Temporary Health Insurance to protect you and your family.  If you qualify for coverage, short term coverage can cover you up to $2,000,000.00.  You can select your deductible and co-insurance, but keep in mind it does not cover pre-existing conditions and everything is subject to the deductible.

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