Perhaps you’ve been noticing a few more pink t-shirts than normal.  Or maybe, your favorite NFL quarterback is sporting a pair of pink running shoes.  That’s because October is Breast Cancer Awareness Month and Blue Cross Blue Shield of North Carolina is proud to support women’s health.  In fact, preventive care, including mammograms, is covered at 100% in every BCBSNC health plan available.

According to the National Breast Cancer Foundation, preventive care is the key to successful treatment of breast cancer.  Early detection is the number one life saving measure and when breast cancer is detected in its early stages, the 5-year survival rate is 98%.  For this reason, every person should know the signs and symptoms of breast cancer and be proactive in having any abnormalities screened by a healthcare professional.

Regular screening for breast cancer is imperative as your doctor can check for signs of breast cancer before you have any noticeable symptoms.  Mammograms can often show a lump in the breast before it can be felt.  Women 40 years old and older should have 1 mammogram every 1 or 2 years and women younger than 40 who have risk factors for breast cancer should ask their healthcare professional whether mammograms are advisable and how often they should get one. Blue Cross Blue Shield of North Carolina makes this easy and affordable by offering 100% preventive care coverage.

Because early detection is the key to successful treatment, it is important for every woman to have an early detection plan.  This plan should include performing monthly self breast exams, regularly visiting your doctor for scheduled clinical breast exams, and following your healthcare provider’s recommendation guidelines for mammograms, which depends on age and health history.  Blue Cross Blue Shield of North Carolina supports women’s health and the fight against breast cancer.  Join the BCBSNC family and discover why when it comes to preventive care and early detection, Blue is the new pink!

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). It would be our pleasure to help you navigate through the Health Care Reform changes in accordance with the new regulations of Obamacare. Call us for details.

“An ounce of prevention is worth a pound of cure.” – Benjamin Franklin

Preventive Care is  the single most effective way to maintain health and wellness and that is why Blue Cross Blue Shield of North Carolina is committed to providing customers with preventive health care options that are covered at 100% on every health plan available, including Blue Advantage, Blue Value and Blue Select, and Blue Local.

A leader in the industry for preventive care, Blue Cross Blue Shield of North Carolina was the first health insurer in the nation to cover physician office visits and diagnostic tests and to treat obesity as a primary condition.  They led the way in offering co-payment waivers for generic drugs, providing free nutritionist visits and rewarding North Carolina residents for routine physical activity.  Preventive Care includes all medical services related to the prevention of disease, provided by or upon the direction of a doctor or other provider and includes routine physical checkups, mammograms, colonoscopies and many other wellness exams, as expressed in the preventive care guidelines.  For a complete list of preventive care services click here.  Blue Cross Blue Shield of North Carolina understands the power of prevention and they are pleased to provide customers with the coverage you need to stay well.

For more information on Blue Cross Blue Shield of North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.

• A plan that gives you more control over your health care dollars
• Save more money with low monthly premiums
• Enjoy tax savings with a health savings account
• Coverage for preventive care and catastrophic events
• Combine a high-deductible health plan (HDHP) with a health savings account (HSA) and you can potentially reduce your monthly premium significantly and save money.
• Coverage for preventive care and catastrophes
• The money you contribute to your HSA is tax-deductible.
• When you need to pay for medical services, you can pay for them with the funds from your HSA.
• Your HSA rolls over from year to year. That means you keep what you put into it. It’s your HSA – it’s your money.

The information in this article is from bcbsnc.com, product benefits.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

North Carolina consumers looking for a lower-cost health plan now have new options to consider from the state’s leading health insurer (Blue Cross Blue Shield of North Carolina)   Blue Advantage Saver offers consumers low premiums and the peace of mind of knowing they are covered in the event of a catastrophic health event.

Blue Advantage Saver is a bridge between the rich benefits of the traditional PPO plan, Blue Advantage, and the customer accountability of Blue Options HSA.

While all three Blue Advantage Saver plans protect the customers from unexpected medical expenses, the customer’s share of the cost varies by each plan.   As an example, consider the customer’s out-of-pocket amount for non-preventive visits to a health care provider, which are covered under all three plan designs.  All preventive care visits are covered at 100%.

Blue Advantage Saver 1 – Customers can make unlimited non-preventive visits to a primary care physician, each with a $25 copayment.

Blue Advantage Saver 2– Customers can make up to four non-preventive visits per year to a primary care physician, each with a $25 copayment.  All additional visits would be subject to your deductible and coinsurance.

Blue Advantage Saver 3 – No limit on non-preventive visits, but each visit is subject to your deductible and coinsurance.

Emergency room visits, urgent care visits and visits to any specialist are subject to deductible and coinsurance on all Blue Advantage Saver plans.  Blue Advantage Saver plans 2 and 3 offer $10 generic drugs, but do not offer any coverage for brand name drugs.  Blue Advantage Saver 1 offers coverage for brand-name drugs, subject to deductible and copayments or coinsurance.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Our classic health insurance plan

• Features low copayments for doctor visits and prescription drugs
• A wide range of deductibles for medical and prescription drugs
• You get the most comprehensive coverage we offer
• You pay more in monthly premiums, but you pay less when going to the doctor
• Preventive care is covered at 100%

The information in this article is from bcbsnc.com, product benefits.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.