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A Better Understanding of Medicare Plans and Parts with BCBSNC

Monday, March 6th, 2017

Enrolling in Medicare is far too often an overwhelming experience.  The various parts and plans are enough to make an educated individual feel confused and frustrated when just trying to understand the new coverage options.  Thanks to technology, there is no shortage of resources available to help with the research.  However, access to information doesn’t always simplify the matter.  Determining the most trusted sources of information and who is best to advise are common additional questions.

These are just a few of the many concerns for new Medicare recipients.  Most people have been covered for years by a familiar health insurance plan.  Whether employer sponsored plans or an individual health plan, the coverage concepts have likely been the same for a very long time.  This sense of familiarity is suddenly gone when entering the world of Medicare.

Medicare is broken down into separate Parts, some of which are provided by the Federal Government and others that are provided by private insurance companies.  Medicare Supplement plans are also available through private insurance companies like Blue Cross Blue Shield of North Carolina to fill coverage gaps that exist within Medicare Part A and B.  This all means Medicare beneficiaries are often blessed with numerous options; however, understanding these options becomes the next important step.

Despite this feeling of confusion and overload, the good news is thanks to the internet and technology, information about Medicare is now more readily available than ever.  From websites like NC Health Plans, you can read about the different Medicare plans and parts, generate free quotes, research at your own pace, and talk with a live representative anytime you have questions or concerns.  This puts the Medicare recipient in the driver’s seat and allows them to make the best decisions for themselves and their specific medical needs.

In conclusion, my advice is simple.   First, don’t let the fear of the unfamiliar overwhelm you.  This is a great time to be making this transition and to learn about your Medicare options.  Next, don’t hesitate to speak with a licensed advisor.  Medicare advisors have been formally trained on the topic and the good ones are happy to help you better understand the options.  Finally, don’t overcomplicate it.  Everyone’s medical coverage needs are different, but just a few Medicare plans are most popular.  Ask which plans are most popular and why.  The answer to this question should help you narrow your search and understand the differences.

For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.