Blue Cross Blue Shield NC Medicare Supplement
Blue Medicare SupplementSM
For North Carolina beneficiaries enrolled in Medicare Part B
- Choose the plan that’s right for you
- See the doctor you want
- Value-added discounts
- Control of your care
Savings and peace of mind
Medicare only covers some of your medical costs. That’s why Blue Cross® and Blue Shield® of North Carolina (BCBSNC) offers dependable Medicare supplement plans for Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn’t cover. Choose from our 111 Blue Medicare SupplementSM plans to find the plan that best fits your needs and your budget.
- Wide selection of plans
- Protection against unexpected events
A local company you can trust2
BCBSNC serves more than 273,0003 North Carolina Medicare beneficiaries with over 80 years of experience in the health care industry.
- Named one of the world’s most ethecical companies for five years in a row2
See the doctor you want
No matter which Blue Medicare SupplementSM plan you choose, you’re free to select your own Medicare-participating doctor or visit any Medicare-participating hospital. In most cases, your Part A and Part B Medicare claims and supplement claims are handled automatically by BCBSNC.
- Choice of Medicare-participating doctors
- Easy to use, virtually no claims to file
Blue365® Discount Program
Enroll in a Blue Medicare SupplementSM plan and get savings on a variety of products and services that can help you live a more healthy and active lifestyle – all at a discounted cost.4. Save on services such as:
- Vision Services
- Laser Eye Surgery
- Medical Bracelets
- Healthy Eating
- Hearing Aids
- Gym Discounts
Silver&Fit® Fitness Program
Blue Medicare SupplementSM is now offering an exercise and healthy aging program5. Questions about the program can be answered by calling 1-877-764-2746 (TTY/TDD 1-877-710-2746), Monday through Friday 8 a.m. to 9 p.m. EST
No waiting periods
If you enroll early, you may be eligible for this plan without waiting periods for pre-existing conditions. Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for pre-existing conditions.
- No waiting periods for pre-existing conditions if you enroll early
Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare SupplementSM and may not have to complete a medical questionnaire if you meet the following:
- You are age 65 or older, or under age 65 and are eligible for Medicare by reason of disability (Plans A and C)6
- You enroll within 6 months of enrolling in Medicare Part B
- You are not covered by certain Medicaid programs
- You are a resident of North Carolina
For costs and further details of the coverage, including exclusions, any reductions or limitations and terms under which the policy may be continued in force, contact your agent or the company.
1Plan A: BMS A, 11/13, Plan B: BMS B, 11/13, Plan C: BMS C, 11/13, Plan D: BMS D, 11/13, Plan F: BMS F, 11/13, HI DED Plan F: BMS HDF, 11/13, Plan G: BMS G, 11/13, Plan K: BMS K, 11/13, Plan L: BMS L, 11/13, Plan M: BMS M, 11/13, Plan N: BMS N, 11/13
2Awarded by the Ethisphere Institute, http://ethisphere.com/worlds-most-ethical/wme-honorees (accessed December 2016)
3Based on Blue Cross and Blue Shield of North Carolina (BCBSNC) enrollment data, July 2016.
4Blue365 offers access to savings on items that Members may purchase directly from independent vendors, which are different from items that are covered under the policies with BCBSNC. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither BCBSNC nor BCBSA recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice.
5The Silver&Fit® program is a value-added service that is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH) to members of BCBSNC’s Blue Medicare SupplementSM plans. The program is not part of a member’s policy or benefits, and may be changed or discontinued at any time. Additional fees may apply and results are not guaranteed. You should consult with your doctor before taking part in a fitness program. All programs and services are not available in all areas. Silver&Fit and the Silver&Fit logo are trademarks of ASH and are used with permission herein.
6Guaranteed acceptance is limited to (Plans A and C) for those under age 65 who have Medicare due to disability.
CAUTION: POLICY BENEFITS ARE LIMITED TO THOSE APPROVED BY MEDICARE FOR PAYMENT.
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BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.All other marks are property of their respective owners. BCBSNC is an independent licensee of the Blue Cross and Blue Shield Association.