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Kid’s Fitness

Saturday, November 29th, 2008

There’s a lot of discussion these days about fit kids. People who care (parents, doctors, teachers, and others) want to know how to help kids be more fit.  Being fit is a way of saying a person eats well, gets a lot of physical activity, and has a healthy weight. If you’re fit, your body works well, feels good, and can do all the things you want to do, like run around with your friends.  Some steps only parents can take — such as serving healthy meals or deciding to take the family on a nature hike. But kids can take charge, too, when it comes to health.  (more…)

Triathlons

Thursday, November 27th, 2008

“Why?”  That is the question some of my family and friends asked me when I told them I was going to participate in the Nelson Bay Challenge, a local sprint triathlon.  “Aren’t you getting a little old to push yourself so hard?”  That was another question, with concerns that I might actually kill myself during the training process or the race itself.  I only had one answer – why not?  I have always liked setting specific physical fitness goals for myself and I thought a sprint triathlon could help add some spark to my workout routine.  Another perk………the training program could also help me win some prizes through Blue Points, the health and wellness program offered by Blue Cross and Blue Shield of North Carolina to promote physical fitness activities.
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Soccer for Kids

Tuesday, November 25th, 2008

Getting your kids to develop good physical fitness habits can never start to0 early.  Soccer is a great way to keep your kids active and learn about teamwork and sportsmanship that helps build character for their lives ahead.  Even health insurance companies, like Blue Cross and Blue Shield of North Carolina, recognize the value of a healthy lifestyle and have developed incentive programs for physical fitness and wellness activities, such as Blue Points.  When first starting your children in a soccer program, it would be a good idea for you as a parent to think about a few very important things, such as… What do you want your kids to accomplish?  How do you define success?  How can I have a positive influence on my child’s experience? 
more–>We often find ourselves as parents getting caught up in the emotional drama that unfolds on the field.  A referee’s call, and opponent’s aggressive style of play, or a disagreement with a coaching decision can stir emotions that we haven’t felt in years.  We all want to see our children succeed, but one parent’s definition of success may be different than another’s.  Many parents define success in win/loss records.  Others define it by skill improvement.  Still others define it as “giving it your best.”  In soccer, especially at young ages, it may be best to define it by how much FUN the kids are having.  If they are having fun, they will continue to play.  If they continue to play, they will have more opportunity to learn more skills, improve, and win more games.  If they aren’t having fun, they may not come back next season.
As parents, we play a significant role in molding our children to become good soccer citizens.  Below are a few guidelines for parents to observe to ensure the fun-factor is running high and character is at the forefront:
1.  Understand the rules.  Soccer is a contact sport with rules just like football or basketball.  Know the rules and you will have a better spectator experience.
2.  Unless you are willing to don the uniform, leave the rule enforcement to the referees.  Verbal disagreement does nothing to change the outcome, but it does put a damper on fun!
3.  Allow the coaches to “coach.”  Don’t give instructions to the kids during games or practices.  They have enough pressure to deal with already.
4.  Support your coach.  Many of them don’t have soccer experience..  Some may simply have a child in the game just like you and have volunteered their time to give to the club.
5.  Volunteer your services.  Water, ice, and snacks are always needed for half time and after the game. 
6.  Cheer at all the matches within the spirit of fair play, regardless of the outcome of the game.  Compliment players from both teams who make good plays.
7.  Allow players to make mistakes – this is when they learn.
8.  Reward and encourage effort, not just wins/losses.
9.  Sit back, relax, and enjoy the game!
It is often hard to remember a list of do’s and don’ts.  So if you remember nothing else, remember that parents positively influence children’s memories and experiences in soccer.  You can set the tone for a healthy lifestyle by setting a positive example at every match.  Healthy kids become healthy adults and with the cost of health insurance today, it pays to have a good health history.  Blue Cross Blue Shield of North Carolina health insurance plans offers a 15% discount on their Blue Advantage and Blue Options HSA plans to those who qualify.

 

For more information on North Carolina health insurance, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for details.

Expecting the Unexpected, Temporary Coverage

Saturday, November 15th, 2008

Our agency provides healthcare coverage through Blue Cross Blue Shield of North Carolina (BCBSNC).  But, if you are looking for a short term solution for your health insurance needs, are between jobs, out of work or a recent college graduate, you may want to consider Temporary Health Insurance to protect you and your family.  If you qualify for coverage, short term coverage can cover you up to $2,000,000.00.  You can select your deductible and co-insurance, but keep in mind it does not cover pre-existing conditions and everything is subject to the deductible.

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AFFORDABLE HEALTH COVERAGE

Tuesday, November 11th, 2008

AFFORDABLE HEALTH CARE

Just because health insurance is not on “Ophra’s List of Favorite Things” does not mean you should not consider it as an important item for the holidays or anytime for that matter. Lets think about the people that have beautiful homes, nice cars, cell phones, computer games, beautiful clothes, but they don’t have health insurance for their families. What happens when sickness or tragedy comes knocking on your door, how do you protect your family from the financial disaster that comes when you don’t have health insurance?

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Preventive Health Care

Sunday, November 9th, 2008

Preventive Health Care

AHA Scientific Position: The American Heart Association believes that basic preventive health care services should be an integral part of an equitable, comprehensive health care plan, accessible to all.  In the past three decades great strides have been made in preventing and treating heart disease and stroke. Death rates from cardiovascular disease have declined as a result, mainly because so many people have made positive behavior and lifestyle changes.

NC High Risk Pool

Sunday, November 9th, 2008

What is Inclusive Health

Inclusive Health, also known as the North Carolina Health Insurance Risk Pool (NCHIRP), provides affordable, individual health insurance coverage for North Carolinians who do not have access to an employer health plan and face higher premiums due to a pre-existing medical condition. It will also offer coverage to individuals who are federally defined HIPAA eligibles or qualify due to loss of employment due to the effects of international trade under the Health Care Tax Credit.The North Carolina General Assembly created the North Carolina Health Insurance Risk Pool in 2007. It serves as North Carolina’s alternative mechanism for those who’ve exhausted their COBRA continuation coverage. Individuals with 18 months of prior continuous coverage may qualify for coverage under Inclusive Health and are not subject to Inclusive Health’s pre-existing condition waiting period.

Inclusive Health also provides coverage to individuals who have lost their jobs due to the effects of international trade and are eligible for the health care tax credit under the Trade Adjustment Assistance (TAA) program. This includes Department of Labor certified TAA or Alternative TAA eligibles. It also includes those who receive benefits from the Pension Benefit Guaranty Corporation and are at least 55 years old.
Organization

Inclusive Health is scheduled to begin offering coverage on January 1, 2009. Established by the State Legislature, Inclusive Health is a non-profit entity. It is not part of the state government but operates under the supervision and control of its Board. Its Executive Director is Michael Keough.
Governed by a Board

Inclusive Health is governed by a 12-member board, including the Commissioner of Insurance and 11 members appointed by the Commissioner of Insurance, Governor, Speaker of the House, and the President Pro Tempore of the Senate. Although the NCHIRP is not an agency of the state, all Board members are considered public servants and are subject to the provision of the North Carolina Ethics Act.

For more information on this coverage, please contact The Inclusive Health Customer Service Department Monday through Friday, from 8:00 am to 5:00 pm Eastern Standard Time.Toll free number is (866) 665-2117.
You may also email all requests and questions to contactus@inclusivehealth.org.

All content provided by Inclusive Health

HOW TO BE A RESPONSIBLE DOG OWNER

Sunday, November 9th, 2008

What does it mean to be a responsible dog owner? For starters, it means getting a dog for the right reasons. Dogs are meant to be our companions and to share our lives with us. The right reasons to get a dog are to help him become all that he can be. To properly feed and exercise him. To spend quality time socializing and training him. But there are many wrong reasons to get a dog. Some of these include as a means of protection or to be a hobby breeder. When dogs are purchased as a means of protection, most people think this means keeping them away from other dogs and people to make them more protective. By doing this, your dog is not getting the socialization that he requires and as a result ends up fearful, aggressive, and destructive.

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Pets and the Elderly

Sunday, November 9th, 2008

If you have a dog you, know how beneficial they are to your overall health. You may not realize it on a daily basis, but their steadfast companionship helps on those days you may be feeling stressed.

So if it is good for us to have the love of our furry friend, imagine the effects a dog can have on the elderly and ill. Studies are expanding our knowledge of pet therapy, and their benefits, by leaps and bounds. The following is a list of just some of the many benefits dogs can provide.

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Fitness For Children

Sunday, November 9th, 2008

Like adults, children should be physically active most, if not all, days of the week.

Experts suggest at least 60 minutes of moderate physical activity daily for most children which could include walking fast, bicycling, jumping rope, dancing fast, and playing basketball. These are all good ways for your child to be active.

As children spend more time watching TV and playing computer and video games, they spend less time being active. Parents play a big role in helping kids get up and get moving.

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WHY EXERCISE

Sunday, November 9th, 2008

WHY EXERCISE – WHY NOW?

Even if you’re losing weight on a diet, you should start an exercise regimen. Exercise is more important than you might think. The benefits of regular physical activity impact every aspect of your daily life.

Exercise helps with ease of movement, builds strong muscles, improves your posture, makes your joints more stable, decreases chronic pain and leads to better sleep patterns and emotional well-being.

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HOW TO AVOID WEIGHT GAIN WHEN YOU STOP SMOKING

Sunday, November 9th, 2008

For information on how to reduce your health insurance premiums when you quit smoking, call our toll free number at 888-765-5400.  We offer health insurance through Blue Cross Blue Shield of North Carolina (BCBSNC) and under the Blue Advantage plan, you can qualify for a discount in your premium if you fall within their preferred guidelines.  To see if you qualify, contact our office for a rate quote and on-line application or visit our website www.nchealthplans.com.  The following article on  on “How to Avoid Weight Gain When you Quit Smoking” came from a post from the American Heart Association.

How to Avoid Weight Gain When Quitting Smoking

Many people mistakenly believe that quitting smoking means they’ll gain weight. It’s not that certain.Some people do gain weight when they stop smoking. However, you can often prevent or reduce weight gain.
If you’re going to quit smoking, you need to know about situations that may tempt you to gain weight. There are some common situations and practical solutions for each. This information is based on the real-life experiences of many people.
Situation – Longer Mealtimes
Many smokers hurry through dinner so they can smoke. When they quit smoking, because they’re used to eating faster, they may finish their serving before anyone else finishes theirs. Then they may have a second helping or replace their after-dinner cigarette with a rich dessert. As a result, they consume more calories than they did before.
Possible Solutions

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents.  Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC).  You may qualify for a 15% healthy lifestyle discount if you are in excellent health.  Call us for details.

  1. Have your spouse portion your food, or portion it yourself. Put away extra food so it’s hard to have second helpings. (more…)
 
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