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The Eyes Have It! – Vision Coverage for as little as $11.40 a month

Tuesday, July 12th, 2016

The patient during an eye examination at the eye clinicDid you know that regardless of your age or health, routine eye exams are an important part of practicing preventive health care?  Even if you think your eyes are in great shape, an eye exam can help your doctor see potential problems you may not even notice.  Unfortunately, many ACA health insurance plans do not offer vision benefits for routine eye exams, frames, lenses or contacts, which can leave you with a gap in coverage and a big out of pocket expense.  Having a vision insurance plan can assist you in maintaining routine eye care and will even help pay for contacts and glasses should you need them.

Eye exams are especially important for young children because they can help ensure that eyes are developing normally and can assist parents in identifying any problems with vision a young child may have, but not be able to express.  In addition, during a comprehensive eye exam, your eye doctor will not only determine if you need prescription glasses or contacts, but also check for diseases of the eye such as glaucoma.

For as little as $11.40 a month, you can make sure your eyes are covered and can save hundreds of dollars on contacts, glasses and more.  A vision plan is a smart and inexpensive way to protect one of your most important assets – your eyes! (more…)

Hey Big Eyes! – Pediatric Vision Coverage from BCBSNC

Thursday, September 17th, 2015

Portrait of serious little boy with big brown eyes and blue glas

Because nothing is quite so nice as seeing a child’s eyes light up, Blue Cross Blue Shield of North Carolina offers vision coverage for children as a part of every BCBSNC health plan.  Our eyesight is one of the things we are most dependent on, but did you know that in young children vision problems aren’t always obvious?  (more…)

BCBSNC Covers Kids – Pediatric Dental and Vision

Friday, December 12th, 2014

Student In Front Of ChalkboardBlue Cross Blue Shield of North Carolina wants you to know that your kids matter and we have them covered from head to toe with pediatric dental and vision benefits.  Pediatric dental and vision coverage, including orthodontia services, is considered one of the Affordable Care Act’s 10 essential health benefits required on all qualified health plans.  This coverage is no longer part of a separate Dental Blue policy, but rather included in Blue Cross Blue Shield of North Carolina’s medical policies.  What this means is that you no longer have to purchase a separate dental policy for children under the age of 19 and pediatric vision benefits are embedded into your child’s medical plan, giving you the confidence of knowing your kids are covered.

Below is a general summary of the coverage you can expect; however, you should always review the benefit details of your individual policy.

 

PEDIATRIC VISION:

  • One preventive eye exam per benefit period: (For individual plans copay or deductible/coninsurance apply depending on the plan)
  • One pair of lenses and frames or one pair of contact lenses covered at 50% after the deductible: (Disposable contact lenses are not covered)
  • The provider must file the claim for lenses and frames.

PEDIATRIC DENTAL:

Diagnostic and Preventive Services: (oral evaluations, cleanings, X-rays, topical fluoride, sealants, and more)

  • In-network: $25 copayment
  • Out-of-network: $50 copayment

Basic/Major Services: (routine fillings, simple extractions, stainless steel crowns, surgical tooth removal, inlays, onlays, crowns, and more)

  • In-network: 20% after medical deductible
  • Out-of-network: 40% after medical deductible

Medically Necessary Orthodontia:

  • Covered the same as Basic/Major Services
  • 12 month waiting period (from the member’s effective date) applies

Whether your son needs eye glasses or your daughter needs sealants, BCBSNC is here to help with pediatric dental and vision coverage included in all health plans.  See what makes a Blue Cross Blue Shield of North Carolina health plan the perfect coverage for you and your kids!

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.

 

 

 

 
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