Blue Cross and Blue Shield of North Carolina (BCBSNC) announced today that they have filed the necessary documents with the North Carolina Department of Insurance (NCDOI) to allow most of its non-grandfathered individual customers to keep their current health plans for another year. Customers with Blue Advantage, Blue Advantage Saver, Blue Value and Blue Options HSA policies whose plans were in place as of Oct. 1, 2013 will be eligible to renew their plans.

The NCDOI will be responsible for reviewing and approving rates for these renewed plans. BCBSNC submitted a rate increase of 16.4 percent for its Blue Advantage plans; 22 percent for Blue Value and 23.6 percent for its Blue Saver and Blue Options HSA plans. 2014 plan premiums reflect changes in the cost of care for all non-grandfathered customers with individual BCBSNC plans. This includes the price of care as well as the quantity of services used by this pool of customers. New taxes and fees under the Affordable Care Act (ACA) – which also apply to these plans – also contribute to the increase.

BCBSNC expects to mail revised renewal notices to eligible customers by Dec. 1. These customers will be automatically renewed in their 2013 plan for another year or may choose an ACA-compliant plan, which might come with additional benefits and a subsidy.

Renewing 2013 plans will delay some of the more challenging consumer impacts of the ACA for another year and alleviate concerns of consumers who have had difficulty accessing the Exchange. Non-grandfathered customers will need to move to ACA-compliant plans for 2015.

This information was released by Blue Cross Blue Shield of North Carolina 11/19/13.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). Call us for details.

WHEN APPLYING OR GETTING A QUOTE FOR YOUR BLUE CROSS BLUE SHIELD OF NORTH CAROLINA COVERAGE, SEE THE CHART BELOW TO HELP DETERMINE YOUR STATUS

Household Size – Annual household income

100% FPL                 250% FPL             400% FPL

1                                          $11,490                     $28,725                  $45,960

2                                          $15,510                     $38,775                  $62,040

3                                          $19,530                     $48,825                  $78,120

4                                          $23,550                     $58,875                  $94,200

5                                          $27,570                     $68,925                  $110,280

6                                          $31,590                     $78,975                  $126,360

7                                          $35,610                     $89,025                  $142,440

8                                          $39,630                     $99,075                  $158,520

ADD 4 EACH                 + $4,020                    + $10,050             + $16,080

ADDITIONAL PERSON

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). Call us for details.

WHAT INCOME IS USED TO DETERMINE MY SUBSIDY when applying for my Blue Cross Blue Shield of North Carolina coverage?

The total of your gross adjusted income and tax-exempt interest income.  Found on Lines 8b and 37 of IRS Form 1040. The income used will be based on your 2012 year (filed in 2013) and will be adjusted based on your expectations for 2014.  Subsidy amounts will be reconciled in 2015 based on actual 2014 income and tax returns for that year.

Guaranteed issue when you apply today for your coverage to begin on January 1, 2014.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). Call us for details.

We want to make you aware of the Healthy Outcomes program offered by Blue Cross and Blue Shield of North Carolina customers. You can earn a $50 gift card by spending only 15 minutes of your time completing a health assessment. Simply log in or register at www.mybcbsnc.com and click on the “Wellness” tab. From there you can continue earning rewards, including up to a $125 premium credit on your December 2013 bill. The amount of premium credit you can earn is based on the number of years you have been enrolled.

This convenient online program is available to all current BCBS members and provides valuable educational health information. The Healthy Outcomes Program will end on September 30th so act today and start earning your premium credit and $50 gift card!

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Health care reform is on many of our minds.  After all, the Affordable Care Act (ACA), will be in full swing by January 2014. But many people
still have questions about what the ACA is and how it will affect them.

We’re going to walk you through the ACA and help you understand how  it could affect your premiums, your health insurance coverage and costs.
And we’ll discuss your options for finding a plan that’s right for you or your small business.  Health care reform is on many of our minds.

Watch our informative Video and learn more about the Affordable Care Act and how it will impact you, your family and your business.  Our agency will help you make a plan selection through Blue Cross Blue Shield of NC or Blue Cross products through the exchange.  Keep in mind, if you qualify for a subsidy, you will need to select a plan offered by BCBSNC through the exchange and we will be here to guide you through that process.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Blue Cross Blue Shield of North Carolina has collaborated with providers across North Carolina to create a plan (Blue Value) that lets you trade full access for a smaller, more streamlined network of providers – with as much as 15% savings in targeted markets and as much as 6% statewide.

Get your free rate quote today and see if Blue Value is an option for you and your family.  Visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and let us help you find the best coverage for your family.

Get the Coverage You Need, the Savings You Want A point-of-service (POS) product, which is a type of HMO with in-network and out-of-network benefits.  Lower monthly premiums and a smaller network for those who don’t have a strong provider preference.

See a list of participating hospitals [pdf] No primary care provider or referrals required 100% in-network coverage for a wide range of preventive services .  Call today for more information.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Are you a resident of NC currently without health coverage?

APPLY TODAY BY CLICKING THIS LINK

Sometimes major life changes can suddenly leave you without proper health insurance.

• Are you a recent graduate?
• Are you no longer covered by your parents’ plan?
• Are you between jobs?
• Are you working a temporary or part-time job?
• Are you a new employee waiting to qualify for your company’s group health plan?

All Temporary Health policies available for 1 to 11 months.

As a NC resident, you can choose the temporary health insurance plan that suits you best from these reputable insurance companies: Just click on the name of the insurance company, read about each NC temporary health insurance plan, get an online quote, make your decision, and submit a quick online application. It couldn’t be faster or easier to get peace-of-mind coverage as soon as tomorrow.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Blue Cross Blue Shield of North Carolina is offering more ways to help you spend less for health coverage for your employees.  More small group plans, options, flexibility, health and wellness programs, cost transparency and peace of mind.  Now, more than ever, you can have both better value and better health for you and your employees.

Blue Cross is offering a variety of health insurance plans,  providing you with more choices, more savings and the same superior coverage you expect from BCBSNC.  Click here to request a group insurance quote today.

• Blue Options – Our flagship PPO plan
• Blue Options 1-2-3 – Our traditional PPO plan design with customer driven health care engagement
• Blue Options HSA – Our consumer-driven health savings account plan

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Blue Cross and Blue Shield of North Carolina (BCBSNC) offers three primary health care plans for individuals and families. All of our plans offer unique benefits and multiple deductible options. And, they all cover preventive services received within our extensive network at 100%. With options like these, you’re sure to find a plan that works for you.

You can generate a quote today and compare your plans with numerous plans offered by Blue Cross Blue Shield of North Carolina.   You can select from our Blue Options HSA, Blue Advantage and Blue Saver plans.  You do not pay any premium when you apply, once your application has gone through underwriting for a final decision, you can change to any plan you want prior to making payment.  You are not under any obligation to enroll once your application has been approved.  Apply today

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

Blue Cross Blue Shield of North Carolina is now offering their new pay-by-phone service:

It is available to subscribers enrolled on an individual under-65 product, and to former under-65 individual subscribers who have been terminated for non-payment and are eligible for reinstatement.

Customers can dial 1-800-333-7009, and use the automated system to make a payment.

Only bank draft payments are accepted via phone. Credit card payments are NOT accepted over the phone.

Customers must have personal checking or savings account information available, including their routing number and account number, in order to set up the payment over the phone.  Also, remember Incorporated or LLC business checks cannot be processed.  If reinstatement is not an option for you, click here to generate your new quote and start your on line application.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

BLUE CROSS BLUE SHIELD OF NORTH CAROLINA

IS NOW OFFERING THEIR NEW DENTAL BLUE FOR SENIORS BEGINNING JANUARY 1ST, 2013.    You only have a  Deductible of $75.00 and you only pay $25.00 copay per visit for preventative services.  Basic Service: 40% Major Service: 50%.   Click here to get your quote and Apply on Line for our new products.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

CHAPEL HILL, N.C. – In North Carolina, almost 30 percent of adults and more than 18 percent of children are obese.  Blue Cross and Blue Shield of North Carolina (BCBSNC) launched Get Outside North Carolina (GO NC) to help reverse this trend. This four-year initiative will start by supporting biking and greenway projects to increase outdoor physical activity.  Future efforts will include support for other outdoor initiatives across the state that encourage people to get moving.

GO NC will provide new ways to help increase outdoor physical activity in North Carolina, according to Brad Wilson, BCBSNC president and CEO.  Every $1 spent building biking trails and walking paths can save about $3 in medical expenses. Through GO NC, BLUE CROSS BLUE SHIELD OF NORTH CAROLINA hopes to improve health and reduce obesity-related medical costs in North Carolina.

GO NC will kick off with three flagship programs: B-cycle in Charlotte, the Blue LoopSM in Raleigh and completion of the Gary Shell Cross-City Trail in Wilmington:

Charlotte B-Cycle:

BCBSNC and Charlotte Center City Partners have teamed up to make 200 bikes available for rent at 20 stations in Uptown Charlotte and surrounding neighborhoods.

BCBSNC customers are eligible for a 20-percent discount on year-long bike share memberships.

The program will become the first bike share program in North Carolina and the largest urban system in the southeast.

North Carolina Museum of Art’s Blue Loop:

The Blue Loop will complete a network of recreational trails in the Museum Park and connect the Museum to the regional greenway system. It will provide additional options for commuters, bikers, runners, walkers and art-lovers in the Triangle.

Construction of the Blue Loop will start September 2012 with an estimated completion date of spring 2013.

Gary Shell Cross-City Trail:

BCBSNC funding through GO NC will complete the final phase of the 15-mile trail that crosses Wilmington from Wade Park to the drawbridge at Wrightsville Beach.

Other additions to the trail include:

Mile markers along the entire 15-mile trail

Five bicycle fix-it stations along the trail

Annual Run, Ride and Roll 5k event that takes place on the trail

The information in this article was taken from a Press Release from Blue Cross Blue Shield of North Carolina July 2012.

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.