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Jerry Ballard & Associates, Inc.
Local: 252-726-5400
Toll Free: 888-765-5400

A name you can trust, an agent you can count on.
Serving North Carolina residents since 1974.

NC Health Plans


DSC03208Jerry Ballard, Founder and President of Jerry Ballard & Associates, Inc. and NC Health Plans, LLC.  “First and foremost, our main focus is to identify the true needs of our clients and fill those needs with the best North Carolina health insurance (BCBSNC®) products on the market and the best customer service in the industry.”  Jerry resides in Morehead City with his wife, Cathy and their golden retriever, Alli.

In August, 2014 Jerry was inducted by Blue Cross Blue Shield of North Carolina into their Hall of Fame, the highest honor bestowed upon any employee, agent or broker.  Jerry has been the #1 top producing independent insurance Agent in North Carolina for Blue Cross and Blue Shield of North Carolina in individual sales for 11 consecutive years, he has also been awarded by Blue Cross Blue Shield of North Carolina® membership in its President’s Club as a top agent every year since its inception, and is a Charter Member of that exclusive group.   He leads his company with an impressive team of Agents dedicated to providing exemplary service to all new and existing customers of the Agency.  During his personal time, he is an avid fisherman and sportsman.

Jerry began his career in the health insurance industry in 1974. Throughout the years, he has written health insurance in North Carolina through many different companies. After many years of doing business with Blue Cross Blue Shield of North Carolina he determined they provided the best coverage, service and value than any of his previous carriers, which is why he elected to become an Exclusive Agent for Blue Cross Blue Shield of NC (BCBSNC).  In February of 2000, Jerry shifted his business model to an Online Internet Based Company.  He realized the standard business model of a 9-5 platform quickly diminished as the need for a more fluctuating schedule became apparent.  He worked hard to create a user friendly website that was easy to understand and navigate. His goal was to make his website “a close second” to meeting his clients in person. Our agency couples outstanding individual customer service with the technological sophistication that allows customers the best of both worlds – quick and accurate information via our website at and ready access via our toll free number 888-765-5400 to a knowledgeable and experienced Agent.  In spite of his 40 years in the health insurance business and his many professional accomplishments and industry awards, Jerry is a modest man who never loses sight of what is really important – taking care of his clients

Cathy Ballard, Secretary/Treasurer and Co-Owner.  Cathy has been with the Agency for 15 years, initially focusing on customer service before adding individual sales to her duties.  Cathy also manages the day to day operation of the agency, including troubleshooting and website development. Despite these dual responsibilities, Cathy has become a strong sales performer, without sacrificing her focus on addressing customer needs, while assuring that the Agency’s attention to administrative detail is impeccable.  Her many years running the administrative functions of a law firm have proven invaluable.   Cathy resides on the Coast of North Carolina and in her spare time she enjoys reading, traveling and all aspects of her and Jerry’s boating lifestyle.

Amanda Morrow, Customer Service/Sales Agent.  Amanda has been our customer service representative since 2005, she began her new role in May 2010 as an authorized sales representative for our agency.  Amanda assist with training, sales, reports and tracking all agency business. Our clients have found her attention to service issues exemplary, while her sales knowledge has assured her success as a part of our sales team. Amanda resides in Morehead City, NC with her husband, 2 sons and the addition of her beautiful daughter, Sara Campbell. Assistance is just a phone call away for your Blue Advantage, Blue Options HSA, Dental Blue, and other health insurance needs. In her spare time, Amanda enjoys boating, reading, and taking trips to the mountains. After attending UNC-CH and ECU, Amanda received her Bachelor of Science degree in 1998. She taught elementary school for several years before entering the medical and health world. Amanda was a pharmaceutical sales representative for AstraZeneca and St. Jude Medical.

Kennon Wainwright, Vice President of Sales and Agency Manager.  Kennon joined our agency as an Authorized Blue Cross Blue Shield Agent.  Kennon grew up on the coast in beautiful Morehead City, North Carolina.  He attended Virginia Episcopal for High School before entering The University of North Carolina at Chapel Hill.  He graduated from UNC-CH with a Bachelor’s Degree in Peace, War and Defense.

Kennon has brought years of diverse insurance experience to aid our clients.  Not only is he licensed in Health, where he now specializes, but he also holds licenses in the Life, Medicare and Property & Casualty fields.  His outstanding communication skills, combined with expert product knowledge and great work ethic, assure our clients a pleasant and productive relationship.  Kennon is also working towards his Accredited Advisor in Insurance Designation and is excited to assist North Carolina residents with their health insurance needs.  Kennon is confident that he can find a plan that best suits your needs and situation.  Kennon is a tremendous asset to our agency and brings knowledge about the BCBSNC products to best serve you and your insurance needs.

Kennon resides with his wife, Katherine and their chocolate lab, Goose. In his spare time, he enjoys spending time on the water, cheering for the Tar Heels and hunting.

engagementKristen Baily joined Jerry Ballard & Associates as a Customer Service & Sales Representative.  She is a graduate of North Carolina State University with a Bachelor of Science in Business Management and a concentration in Human Resource Management. Kristen is joining our team with over 7 years of sales and customer service experience in the home building and real estate industry.

A native of Eastern North Carolina, Kristen enjoys living on the coast and boating with her family and friends in her spare time. She and her husband reside in Beaufort with their two dogs.

Kristen is thrilled to implement her experience in customer service and sales in the insurance world and she is looking forward to providing residents of North Carolina with the knowledge and guidance needed to select the Blue Cross Blue Shield of NC products that meet your health insurance needs and assist you in navigating through the Marketplace to determine subsidy eligibility.

DSC_0858 5x7Kara Withee joined Jerry Ballard and Associates as a Customer Service Representative and Sales Associate.  With over twelve years of customer service experience, Kara is a graduate of the University of Texas, El Paso with a Bachelor of Arts in English and American Literature and a Master of Arts degree in Comparative Literature and Cultural Studies from San Diego State University.

Prior to joining our agency, Kara taught high school English and Elementary Spanish in both the public and private school sectors.  She relocated to Morehead City, NC in support of her husband’s military career and now resides there with her three sons, her daughter, a Golden Retriever and a house cat.  In her spare time, Kara enjoys reading, paddle boarding and spending time with her children.  For all your Blue Advantage, Blue Value, Blue Select and Dental Blue needs, Kara brings both personable and professional assistance to the health care industry and the residents of North Carolina and she is pleased to offer her service expertise to help you navigate through the Marketplace to determine subsidy eligibility and to guide you in choosing the best Blue Cross Blue Shield of North Carolina plans for you and your family.