“In every [life] phase, you’ll be confronted with something that scares you. And you have to go into it being as fearless as you can.”
If you are Medicare eligible and moving or have recently moved to North Carolina, welcome! North Carolina is a beautiful state with a diverse landscape, a rich history and much to offer individuals of every age. North Carolina is well-known as a great state for retirees and boasts one of the largest populations of military verterans in the country. We think you will love NC, but let’s face it, moving is a big deal. As a military spouse of 20 years, I’ve made my fair share of moves and it’s always an ordeal. In addition to learning a new place and new people, there are a lot of logistics that require time and attention. Health insurance is one of those logistical issues that can be overwhelming when you move, but we at NC Health plans are here to help.
As a Medicare recipient you have some important things to consider when moving. If you are newly retiring and new to Medicare, you should begin researching your NC Medicare options. You will want to get enrolled in Original Medicare (Part A and Part B) through the Social Security office. Next, you will need to determine what kind of supplemental policy is best for you. Keep in mind that Medicare Advantage plans are NC county specific so you will need to determine what is available in the county to which you are moving.
If you are already a Medicare recipient, your move to North Carolina opens an important window for you in which you are able to enroll in new supplemental coverage. It’s important that you do not wait too long after your move to secure NC Medicare supplemental insurance as there are strict rules regarding application deadlines and your ability to enroll your plan with guaranteed issue. Understanding these important time frames can save you a big headache down the road and make your transition to North Carolina much easier.
It could be that your current health plan allows you to bring your plan with you to North Carolina and that is a viable option. However, keep in mind that even if your health insurance plan allows you to keep your current coverage, you may find you don’t have a broad enough network of providers available who accept your plan. In addition, some health plans simply will not allow you to keep your plan once you have moved. Contact your current provider and ask. The important thing to keep in mind if you are Medicare eligible and moving to North Carolina is that you have new options available to you.
Moving to a new place is an exciting, though sometimes frightening and overwhelming prospect. At NC Health Plans we are committed to helping Medicare recipients understand their NC Medicare Supplement options and to assisting you through your transition to North Carolina. For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.
This entry was posted on Monday, September 26th, 2016 at 8:57 am and is filed under BCBSNC Insurance, Medicare Supplement Coverage. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.