Open Enrollment 2017 begins November 1st and runs through January 31st, so if you are currently uninsured or need to make a plan change, you will be able to apply and obtain coverage in just a few months. Open Enrollment will not begin until November 2016, but you can begin preparing even now. Although you cannot generate a quote with 2017 rates for a few more months, there are a number of questions you can ask yourself, as well as some important pieces of information you can gather so that you are ready to successfully navigate Open Enrollment 2017.
As you prepare, there are a few important things to consider:
- Are you looking for a policy for yourself or are you including family members on your policy?
- Do you think you will qualify for a government subsidy? (Subsidies determined by Modified Adjusted Gross Income and the number of people in your household). Also, your subsidy will be based on projected 2017 income.
- What kind of BCBSNC health plan are you looking for? Do you prefer a high deductible plan or something with co-payments?
- How important is the size of your network when it comes to health care providers in your area?
Also, remember that in order to secure an effective date of January 1st, you must complete your application by December 15th.
While Open Enrollment is still 4 months away, as you prepare and consider your health insurance options, keep in mind that BCBSNC has been serving the residents of North Carolina for over 80 years, offering reliable coverage at a competitive price. In 2017, you will be able to enroll in a BCBSNC health plan both on and off the federal Marketplace. At NC Health plans, we are committed to helping you through the enrollment process from beginning to end and utilize the most advanced, user-friendly application process, allowing you to get a quote, determine subsidy eligibility, choose a plan and submit an application in a matter of minutes.
For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.