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Medicare Open Enrollment Begins October 15th – Are you Ready?

bigstock--140670980If you are a Medicare recipient, the Medicare Annual Enrollment Period (AEP) will begin October 15, 2016 and end on December 7, 2016. The Annual Enrollment Period (AEP) allows beneficiaries to enroll a plan, with coverage effective January 1st, 2017.  During Medicare AEP, Medicare beneficiaries may make any change to their Medicare benefits, including dropping, adding or changing Part D Prescription Drug plans. This period allows you to switch from one plan to another based on your current medical needs or because of changes to your current health plan that may require you to enroll in something new. The Annual Enrollment Period is important because if you miss it, you may not be able to make changes again until fall of 2017.

Keep in mind that although you are not allowed to submit an application prior to October 15th, now is the time to begin researching your NC Medicare options. Reevaluate your health care needs and see if your current plan is offering sufficient coverage benefits.  Your current Medicare plan may also make changes, such as an increase in monthly premium or availability in your area.  Make sure you are aware of any changes that might affect you so you are prepared on October 15th to make any necessary adjustments.

It may help to speak with a licensed Medicare agent or broker who can help you evaluate plans and benefits and aid you in deciding what kind of plan best suits your needs.  At NC Health Plans we specialize in helping Medicare recipients choose and enroll supplemental Medicare plans with ease and efficiency. If you are a Medicare recipient or have a parent or relative who is eligible for Medicare, don’t miss this year’s Medicare Annual Enrollment Period!

For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.

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