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Nothing Beats Blue! – Why BCBSNC is your Best Choice for Health Insurance

Quality Blue PuzzleWith Open Enrollment rapidly approaching, you have a number of choices regarding your health insurance provider.  If you intend to enroll in health coverage for 2016 or if you need to make a change to your current health insurance plan, consider choosing Blue Cross Blue Shield of North Carolina.  As with anything else in life, you get what you pay for, which is why BCBSNC has earned a quality reputation for its long-standing commitment to the residents of North Carolina.  Although there are a number of insurance companies offering health plans both on and off the federal Exchange, Blue Cross Blue Shield NC has the largest presence in the state and is well-known for being a name you can trust in the health insurance industry.

Unlike other companies, BCBSNC is the only provider that contracts with enough doctors and hospitals throughout the state to offer products in all 100 counties of North Carolina, giving customers the freedom to utilize the health care providers of their choice.  In fact, the BCBS North Carolina network is far larger than any of its competitors, as well as having reciprocal agreements with Blue Cross Blue Shield of other states to offer both a nationwide and international network as well.  The last thing you want when you are facing an illness or injury is to be worried about whether or not you will be able to find a doctor who accepts your health insurance plan and with BCBSNC, you have the peace of mind of knowing you can always find coverage.

Whereas most of its competitors offer limited network plans referred to as HMO’s or POS’s, Blue Cross Blue Shield of North Carolina has long been known for it’s PPO products.  HMO or POS plans very often offer no out of network benefits, which means you will be facing exorbitant costs if you find yourself outside the limited network your HMO provides.  BCBSNC offers no plans like this at all and every BCBSNC PPO plan includes out of network benefits.  In addition, with Blue Cross Blue Shield NC, you will not have to get a referral to see a specialist and preventive care services are always covered at 100%.

Blue Cross Blue Shield of North Carolina is a leader in the health insurance industry because of the wide-range of quality plans from which you can choose.  Whether you are looking for a high-deductible HSA plan or a plan with copayments in place for primary care physicians, specialists, the emergency room and urgent care facilities, BCBSNC has a plan that will fit you and your family’s health care needs.

When looking for health coverage, it’s important to remember that although quality may cost a little more, having the coverage you need when you need it most is priceless!  Join the Blue Cross Blue Shield of North Carolina family and see why it pays to be a member!

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage, the Marketplace and healthcare gov  to apply for your subsidy, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.

 

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