Lower your Insurance Premium! – Quit Smoking

Young Caucasian Woman Quiting Smoking

Did you know that smoking is not only bad for your health, but also hard on your wallet?  If your Blue Cross Blue Shield of NC health insurance premium is higher than you like, consider quitting.  Although under the ACA, health insurance companies are no longer allowed to ask any health questions, you still have to answer as to whether or not you are a tobacco user.  And if you are, your rate can increase by 20%!  Reducing the cost of your health insurance premium is another good reason to make this year the year you quit tobacco for good.

We’ve all heard the statistics.  Smoking is the #1 cause of preventable death in the United States and responsible for a number of chronic health problems.  Because Blue Cross Blue Shield NC is committed to helping reduce chronic health issues through supporting preventive care, they have recently launched a campaign to encourage members to quit smoking.  To help inform members of QuitlineNC and their telephonic counseling tobacco cessation services, BCBSNC sent thousands of emails to participating members.  Recipients of the email included tobacco and non-tobacco users and encouraged members to take advantage of the services provided by QuitlineNC.

Even further, BCBSNC customers enrolled in an ACA plan get 100% coverage for FDA-approved tobacco cessation prescription medications and OTC nicotine replacement therapy (NRT).  This is just another way Blue Cross Blue Shield supports members in maintaining their health through preventive care measures.

If you’ve been putting off quitting, now is the time!  Not only is it the right choice for your health, it can also reduce the cost of your health insurance premium.  BCBSNC offers an appeal process to rerate for non-smoking once you have been tobacco free for 12 months.  That’s like putting money right back into your bank account!

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage, the Marketplace and healthcare gov  to apply for your subsidy, please visit our website at or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.


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