How to get more cost-effective Medications

“When you go to the doctor, make sure you talk about your prescription options and how they affect your wallet.  Generic drugs are safe, affordable options should be at the top of your list when you and your doctor discuss a new prescription.

All you have to do is ask… Before your doctor writes you a prescription or prescribes a medication for you electronically, you can say, “I’m interested in generic medications if they’re available.”

If your doctor says generic is not available, ask, “Is there a generic drug in the same therapeutic class that could work for me?”

Other ways to manage prescription costs….. The BCBSNC Web site can help you find out how much a brand-name prescription drug will cost and let you know if there are less expensive alternatives.  Go online to the BCBSNC website and click on “Find a Drug” then click on “Prescription drug search”.  In the search box, type in the name of the drug you’re looking up and click “Find drug”.  The tool will then show you which tier the drug falls under so that you know your cost up front.  It will also tell you whether there is a generic alternative and will list other treatment options.”

The information above is brought to you from BCBSNC, A Guide to a Healthier You, 2009.

For more information on health insurance coverage in North Carolina and how to utilize My Member Services, please visit our website at or call our toll free number 888-765-5400 and speak with one of our qualified agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.


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