Summer is one of the best times of the year! The sun is shining, the beaches are packed and kids are out of school and off to camp. In fact, health insurance may be the last thing on your mind. Unfortunately, being uninsured can often limit summer fun and keep your kids from being able to participate in many of the activities otherwise available to them. For instance, most camps and sports clinics require a proof of insurance in order for your child to participate. Often parents are unaware of this fact until the last minute and can find themselves scrambling to try and find sufficient coverage. Because Open Enrollment will not begin until November 1st, unless you have a qualifying life event, temporary health plans are the best option to ensure your family has the coverage they need this summer.
In fact, one of the nicest things about temporary health insurance is that you can submit an application and coverage can often begin as soon as the very next day. You can also keep these plans anywhere from 1 month to 11 months so you never have to pay for more time than you actually need. Although children under the age of 19 cannot be on a stand-alone plan without an adult, typically these plans are cost effective for the whole family and can provide your children with not only proof of insurance, but also keep them covered should something unexpected occur.
This summer, don’t get caught without the coverage you need to maximize summer fun. More importantly, don’t let a lack of health insurance keep your kids from enjoying the camps and clinics that will help them grow as individuals. Short term health plans are a great way to bridge the gap over the summer while you wait for Open Enrollment 2017. For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.