Reduce Out of Pocket Health Care Costs – Eliminate your Insurance Deductible

bigstock_Rising_medical_cost_in_the_Uni_6917551In today’s NC health insurance market, high deductibles are a real problem for many individuals and families.  With insurance premiums on the rise, however, many people have chosen to enroll a health plan with a higher deductible in order to make their monthly premium more affordable.  Unfortunately, the trade off is more out of pocket expense.  Although high deductible plans are a good way to keep health insurance costs under control, when you or a family member actually needs health care, it can be a big hit to your wallet.  In a good year when everyone stays healthy, it might not be a problem, but should someone on your health plan need an unusual amount of care, it can create unexpected bills and unnecessary debt.  If you are currently enrolled in a high deductible health plan and are looking for relief, the Out of Pocket Protection Plan is an inexpensive way to eliminate or reduce high out of pocket healthcare expenses.

The Out of Pocket Protection Plan helps pay your deductible up to $6350 as well as other copayments, and the benefits are paid directly to you in addition to any other coverage you may have.  The plan also offers an Emergency Accident Benefit that pays $250 in case of accidents, up to four times a year.  If you are confined in a hospital as a resident inpatient, the Out of Pocket Protection Plan will pay the inpatient benefit you select (either $100 or $200) for up to ten days per hospital confinement.  That could amount to thousands of dollars back in your pocket!

If you are looking for an affordable way to help eliminate high out of pocket healthcare expenses or offset the deductible on your health insurance plan, the Out of Pocket Protection Plan could be the answer.  For more information on North Carolina insurance coverage, please visit our website at or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.




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