For most of us, if we are in the market to buy a new television one of the first things we do is research and compare costs. After all, no one wants to pay more than they have to for a product when other similar products are available. For health care procedures, however, comparing costs has never been simple. Until now. Blue Cross Blue Shield of North Carolina offers its members a user friendly online tool that allows you to compare the price of more than 1200 non-emergency and elective procedures in the state, making managing your health care easier than ever. With BCBSNC’s Cost Estimator, you can now shop around and compare costs before making decisions about your health care needs, which makes becoming a BCBSNC member a smart choice.
For instance, if you need an MRI, a hip replacement or cataract removal, now you can compare what doctors and hospitals around the state are charging for that treatment. You can estimate your own out-of-pocket expense and also view quality ratings for the doctors and facilities providing the service you need. This allows you the knowledge you need to make smart decisions about your health care.
Blue Cross Blue Shield NC uses historical claims data to determine cost estimates and create averages and the amounts listed on the Cost Estimator tool typically include physician fees and other costs for things such as prescription drugs and medical supplies. With the rising cost of health care, it’s important for you to find the best quality and most affordable health care available to you. It’s also important for you to know what you will be paying for before you elect to do a procedure with a specific provider.
The Health Cost Estimator allows you to research hospital fees, office visits, surgical and non-surgical procedures, clinic fees and more. If you are a member of Blue Cross Blue Shield of North Carolina, not only do you have access to a broad network of providers, you also have access to the prices being charged by those providers. Keep in mind that the Cost Estimator will not provide you with actual costs as those can be different based on variations of factors such as anesthesia, facility fees, etc. However, the Cost Estimator tool will give you an idea of what you will be charged based on BCBSNC claims data over a 12-month period.
Knowledge is power and giving you all the information you need to make good decisions about your health care needs is a priority at Blue Cross Blue Shield NC. Before you schedule a surgery, MRI, or other health care procedure, visit BCBSNC’s Blue Connect and estimate the cost of your service based on your health plan. Discover the benefits of being a BCBSNC member!
For more information on Blue Cross Blue Shield of North Carolina health insurance coverage, the Marketplace and healthcare gov to apply for your subsidy, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents. Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.