888-765-5400ACA Special Enrollment Period
The annual enrollment period is closed for 2014. But, you can still get a quote and apply if you have a Qualifying Life Event so you can enroll during our Special Enrollment Period. Otherwise, you will not have the opportunity to apply until our Open Enrollment which starts 11/15/2014 for a 1/1/2015 effective date. When completing the Blue Cross Blue Shield of North Carolina application, you will have the option to select which Qualifying Life Event may be applicable to you. If you have extraordinary circumstances, you should talk with the Marketplace to determine if you can enroll without one of the Qualifying Life Events outlined below. Please call our office 888-765-5400 to talk with one of our qualified representatives who can help guide you through the process of applying and assist you in determining if you could be subsidy eligible.
Special circumstances for enrolling outside of the open enrollment period include:
•Loss of minimum coverage (employer coverage, government plans, etc.)
•Adding a dependent through birth, adoption or marriage
•Gaining citizenship
•Enrollment/non-enrollment errors by the federal Marketplace or the US Department of Health and Human Services
•Qualified health plan violates the material provision of its contract with the individual
•Newly eligible for a subsidy or a change in the amount of subsidy you are eligible for
•Moving to a new state
•American Indian/Alaska Native status (may change once a month)
•Other exceptional circumstances
For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). It would be our pleasure to help you navigate through the Health Care Reform changes in accordance with the new regulations of Obamacare. Call us for details.