888-765-5400Health Care Reform Laws Effecting Dependent Children at Age 26
Beginning in plan years after Sept. 23, 2010, the new law allows dependents up to age 26 to obtain coverage under their parents’ plans that offer dependent coverage. In April 2010, the nation’s 39 independent Blue Cross and Blue Shield companies recognized that many young people could lose their coverage because of their age, student status, graduation from school or other factors prior to when the new law goes into effect for plan years beginning September 23, 2010. The BCBS companies proactively announced in April that they will offer to their accounts continued overage of these hundreds of thousands of young adults under age 26 on the health insurance policies their parents purchase through the individual marketplace effective June 1. Young adults may be eligible regardless of whether they are financially dependent on their parents. This extension of coverage is also being offered to employer accounts for their members.
Many state laws and employers’ policies already allow older dependents to remain on a parent’s policy. Because policies vary, you should contact your employer’s human resources department to determine eligibility.
The above information is from a post by BCBSNC in 2010 and located at bcbsnc.com.
For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.