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BLUE MEDICARE SUPPLEMENT PLANS

Jerry Ballard & Associates, Inc. partners with Independent Benefit Advisors located in the Triangle area who was ranked NUMBER ONE agency in the State of North Carolina for Medicare products through Blue Cross Blue Shield and now handles all of our senior products.  See the doctor you prefer and enjoy all value-added discounts.  Keep control of your care, savings and peace of mind.  Medicare only covers some of your medical costs, which is why Blue Cross and Blue Shield of North Carolina (BCBSNC) offers Medicare Supplement plans for Medicare beneficiaries and helps cover costs that Medicare doesn’t.

 

With the largest market share of Medicare supplement policyholders in the state, BCBSNC serves more than 125,000 North Carolina Medicare beneficiaries with over 75 years of experience in the health care industry.

 

All Blue Medicare Supplement plans allow you to select your own Medicare participating doctor or visit any Medicare-participating hospital. And in most cases, your Part A and Part B Medicare claims and supplement claims are handled automatically by BCBSNC.

 

You will have access to Blue Values, our value-added discount programs available to you at no extra cost. You will be eligible for discounts on health-related products and services, such as eyeglasses, hearing aids and more. You can also earn rewards for being more physically active and participating in wellness activities.  You can get discounts on eyeglasses, hearing aids and more, discount programs exclusive to BCBSNC members.

There are many advantages to enrolling in Blue Medicare Supplement coverage within the first six months of enrolling in Medicare Part B. When you enroll, you lock in your entry age, under our entry age plans, forever. Rate increases are only due to medical inflation or claims experience. So, if you enroll when you are 65, you will always pay the rate of a 65 year old, even when you are 80!

 

If you enroll early, you may be eligible for this plan without medical underwriting and waiting periods for pre-existing conditions. Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for pre-existing conditions and may have to complete a medical questionnaire.

 

You cannot be turned down for Blue Medicare Supplement if you are age 65 or older, or under age 65 and are eligible for Medicare by reason of disability (Plans A, C, and J) or if you enroll within 6 months of enrolling in Medicare Part B and you are a resident of the State of North Carolina.

 

For more information on health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our qualified agents. Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina (BCBSNC). You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.

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