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Dates to Keep In Mind – Annual Enrollment 2015

bigstockphoto_eye_glasses_and_pen_on_calenda_3977626Annual Enrollment 2015 is rapidly approaching and Blue Cross Blue Shield of North Carolina has you covered.  Every Blue Cross Blue Shield of NC member is a valued customer and as Open Enrollment gets underway there are some things you may need to know.  First of all, if you are happy with the BCBSNC health plan you currently have, you can keep it for another year.  Your plan will automatically renew.  Keep in mind, however, that you may still have a little work to do with regards to the renewal process, depending on the type of plan in which you are currently enrolled.  In order to make this easier for you, BCBSNC has created Blue Map, a tool developed especially for members who purchase individual plans.

If you are not yet a Blue Cross Blue Shield member, but are interested in purchasing a health insurance plan, Annual Enrollment is the time to do it.  The Annual Enrollment Period (AEP) is the once-a-year window when you are able to renew, update, change, or enroll in an Affordable Care Act (ACA) plan.  If you do not do so, keep in mind that you cannot make changes or enroll a new plan once AEP ends unless you have a Qualifying Life Event that makes you eligible for the Special Enrollment Period.  The Annual Enrollment Period ends on February 15th, 2015.

Here are some important dates to keep in mind:

  • Late Oct.-Early Nov:
  • All BCBSNC members will receive information about your 2015 rate and any other changes to your benefits.
  • Nov. 15, 2014:
  • The Annual Enrollment Period begins.  This is time to make limited changes to your current plan, change to a new plan, or enroll in a BCBSNC health plan for the first time.
  • Dec. 15, 2014:
  • This is the deadline to make changes to your plan or enroll in a new plan in order for coverage to begin on January 1, 2015.
  • Jan. 1, 2015:
  • Coverage and new rates for your 2015 plan begins (provided you met the deadline of Dec. 15).
  • Feb. 15, 2015:
  • This is the last day you can make changes to your plan before the end of the Annual Enrollment Period.

Annual Enrollment doesn’t have to be overwhelming.  Blue Cross Blue Shield of North Carolina is here to provide not only the best coverage you can buy, but also guidance when you need it most.

For more information on Blue Cross Blue Shield of North Carolina health insurance coverage in North Carolina, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as Obama care.

 

 

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