{"id":9012,"date":"2019-03-19T17:36:49","date_gmt":"2019-03-19T21:36:49","guid":{"rendered":"https:\/\/www.nchealthplans.com\/news\/?p=9012"},"modified":"2019-03-19T17:36:49","modified_gmt":"2019-03-19T21:36:49","slug":"all-you-need-to-know-about-blue-cross-nc-medicare-supplement-plan-g","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2019\/03\/all-you-need-to-know-about-blue-cross-nc-medicare-supplement-plan-g\/","title":{"rendered":"All You Need to Know About Blue Cross NC Medicare Supplement Plan G"},"content":{"rendered":"

\"\"For many years, Medicare Supplement Plan F<\/a> has been the most popular Medicare Supplement plan. However, many Medicare beneficiaries are now choosing Plan G. Plan G has increasingly become the more popular Supplement plan as Plan F will no longer be offered in 2020 due to the Medicare Access and CHIP Reauthorization Act of 2015<\/a>.\u00a0 In many scenarios, Plan G can offer significant yearly savings with very rich benefits.<\/p>\n

What is the difference between Plan F and Plan G?<\/strong><\/p>\n

Medicare Supplement Plan G is nearly identical to Plan F except for one difference-the Part B deductible. The Part B deductible in 2019 is $185. The Plan G does not provide coverage for this deductible which means the member would be responsible for paying the Part B deductible ($185 in 2019) out of pocket when incurring Medical expenses for things like doctor\u2019s office visits.\u00a0 Once the Part B deductible is met, the Plan G pays exactly the same benefits as the Plan F.<\/p>\n

Will I save money with Plan G?<\/strong><\/p>\n

Lower premiums are a primary reason why many Medicare beneficiaries are choosing Plan G. In recent years, the monthly premiums for Plan G have been significantly less than Plan F premiums. Plan G has also incurred lower rate increases in recent years.<\/p>\n

What does Medicare Plan G pay for?<\/strong><\/p>\n

Medicare supplement Plan G will pay for your hospital deductible as well as other copays and coinsurance under Medicare.<\/p>\n

What does Medicare Plan G not<\/em> pay for?<\/strong><\/p>\n

Medicare Supplement Plan G does not<\/em> pay for the Part B Deductible.\u00a0 It also does not include any prescription drug coverage like most other Medicare Supplement plans.\u00a0 Most Medicare Supplement beneficiaries also enroll in standalone Part D prescription plans for drug coverage.<\/p>\n

Is plan G the most popular Medicare supplement?<\/strong><\/p>\n

In recent years, the Blue Cross NC Plan G has become the most popular Medicare Supplement.\u00a0 Due to Plan F being discontinued for new enrollees in 2020, most insurance companies have strategically made the Plan G a more competitively priced and more attractive plan.<\/p>\n

Why should I choose plan G?<\/strong><\/p>\n

Once Plan F is discontinued in 2020, Plan G is going to offer you the greatest benefits under any of the Medicare Supplement plans<\/a>. Plan G is the most popular Medicare plan because of its wide range of coverage and minimal out of pocket exposure, while offering lower monthly premiums when compared to Plan F.<\/p>\n

If you are turning 65 or considering switching your Medicare Supplement plan this year, give us a call and speak with one of our professional Medicare specialists. We are happy to discuss how Medicare Plan G will benefit you, and assist you through the application process. CLICK HERE<\/a> to request a personal Medicare Supplement quote and discover your Medicare Supplement plan options.<\/p>\n

For more information on North Carolina Health Insurance coverage, please visit our website at\u00a0www.nchealthplans.com<\/a>\u00a0or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.<\/p>\n","protected":false},"excerpt":{"rendered":"

For many years, Medicare Supplement Plan F has been the most popular Medicare Supplement plan. However, many Medicare beneficiaries are now choosing Plan G. Plan G has increasingly become the more popular Supplement plan as Plan F will no longer be offered in 2020 due to the Medicare Access and CHIP Reauthorization Act of 2015.\u00a0 […]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,54],"tags":[1047,1045,1046,1029,1040],"class_list":["post-9012","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-medicare-supplement-coverage","tag-apply-for-nc-medicare-supplement","tag-blue-cross-nc-medicare-plans","tag-blue-cross-nc-medicare-supplement-plan-g","tag-nc-medicare-supplement-plans","tag-north-carolina-medicare-quote"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/9012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=9012"}],"version-history":[{"count":22,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/9012\/revisions"}],"predecessor-version":[{"id":9036,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/9012\/revisions\/9036"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=9012"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=9012"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=9012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}