{"id":8777,"date":"2018-08-01T12:02:17","date_gmt":"2018-08-01T16:02:17","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=8777"},"modified":"2018-08-01T12:02:17","modified_gmt":"2018-08-01T16:02:17","slug":"north-carolina-health-insurance-when-turning-26","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2018\/08\/north-carolina-health-insurance-when-turning-26\/","title":{"rendered":"North Carolina Health Insurance when Turning 26"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-6267 alignright\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/06\/bigstock-Birthday-cake-with-burning-can-74062735-300x286.jpg\" alt=\"\" width=\"300\" height=\"286\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/06\/bigstock-Birthday-cake-with-burning-can-74062735-300x286.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/06\/bigstock-Birthday-cake-with-burning-can-74062735.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \>If you were born in \u201892, we want to wish you a happy 26<sup>th<\/sup> birthday! Another trip around the sun is always something to celebrate and be thankful for, and we hope that this upcoming year is your best one yet! Adults in their mid-twenties find themselves in many different walks of life. Whether you have gotten married, had children, graduated, or simply having fun, there <em>is<\/em> something all 26 year-olds have in common. That is, that you\u2019re aging out of your parents\u2019 insurance plan!<\/p>\n<p><a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\" rel=\"noopener\">Health Insurance<\/a> shoppers at this age often call us with concern, saying, \u201cI have never shopped for insurance before and don\u2019t know what to do or where to start!\u201d We realize that navigating this transition and the insurance market can be stressful and overwhelming.\u00a0 However, it is not something to put on the back burner or avoid! Here are some helpful things you should know about applying for insurance:<\/p>\n<ul>\n<li><strong>You have 60 days!<\/strong><\/li>\n<\/ul>\n<p>Turning 26 and aging out of your parent\u2019s health insurance plan is considered a <a href=\"http:\/\/www.healthreformbeyondthebasics.org\/wp-content\/uploads\/2015\/06\/SEP-Reference-Chart.pdf\" target=\"_blank\" rel=\"noopener\"><u>Qualifying Life Event<\/u><\/a>.\u00a0 This qualifying event will provide you a 60 day window outside the Open Enrollment Period to enroll in a new plan.\u00a0 Make sure you know when this starts and stops in order to avoid any lapse in coverage.<\/p>\n<ul>\n<li><strong>You can save money!<\/strong><\/li>\n<\/ul>\n<p>Based on your household income, you may be eligible for a federal subsidy which can greatly reduce the cost of your monthly premiums. <a href=\"https:\/\/www.bcbsnc.com\/assets\/shopper\/public\/quote\/index.htm#\/?pnumber=P0038147\" target=\"_blank\" rel=\"noopener\">Generate a Blue Cross Blue Shield of NC health insurance <u>quote<\/u><\/a> to find out more about whether you are eligible for a subsidy.<\/p>\n<ul>\n<li><strong>Don\u2019t go uninsured!<\/strong><\/li>\n<\/ul>\n<p>Did you know that under the health care law, you must have <u><a href=\"https:\/\/www.irs.gov\/affordable-care-act\/individuals-and-families\/find-out-if-your-health-coverage-is-qualifying-coverage-under-the-health-care-law\" target=\"_blank\" rel=\"noopener\">qualifying health coverage<\/a>?<\/u> Without it, you may face a penalty on your next tax return. In addition, it is important to have protection and quality coverage to maintain your health, or in case of sickness or an accident!<\/p>\n<ul>\n<li><strong>Don\u2019t stress! It\u2019s easier than you think!<\/strong><\/li>\n<\/ul>\n<p>This process can seem overwhelming. However, it is easier than you think. We are here to help you through the entire application process right over the phone, and it only takes about 25 minutes to <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\" rel=\"noopener\"><u>apply for health insurance<\/u><\/a>!<\/p>\n<p>As you are thinking about your 26<sup>th<\/sup> birthday celebration, remember your health insurance \u2013 and don\u2019t let those 60 days slip away! Here\u2019s to many more years of health and happiness!<\/p>\n<p>For more information on North Carolina insurance coverage, please visit our website at\u00a0<a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\" rel=\"noopener\">www.nchealthplans.com\u00a0<\/a>or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you were born in \u201892, we want to wish you a happy 26th birthday! Another trip around the sun is always something to celebrate and be thankful for, and we hope that this upcoming year is your best one yet! Adults in their mid-twenties find themselves in many different walks of life. Whether you [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,693],"tags":[838,38,639],"class_list":["post-8777","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-special-enrollment-2","tag-apply-for-health-insurance","tag-nc-health-insurance","tag-qualifying-life-event"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/8777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=8777"}],"version-history":[{"count":10,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/8777\/revisions"}],"predecessor-version":[{"id":8790,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/8777\/revisions\/8790"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=8777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=8777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=8777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}