{"id":8607,"date":"2017-05-24T10:37:00","date_gmt":"2017-05-24T14:37:00","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=8607"},"modified":"2017-05-24T10:37:00","modified_gmt":"2017-05-24T14:37:00","slug":"known-changes-to-nc-health-insurance-in-2018","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2017\/05\/known-changes-to-nc-health-insurance-in-2018\/","title":{"rendered":"Known Changes to NC Health Insurance in 2018"},"content":{"rendered":"<p>Between media outlets and elected officials in Washington, there is no shortage of discussion and published content about the future of <a href=\"http:\/\/www.nchealthplans.com\/health-insurance-nc\/\" target=\"_blank\" rel=\"noopener noreferrer\">health insurance in North Carolina<\/a> and across the country.\u00a0 However, we still have very little concrete direction about what consumers, insurance companies and the healthcare industry can expect moving forward.\u00a0 In the beginning of 2017, we provided our thoughts on the <a href=\"https:\/\/www.nchealthplans.com\/news\/2017\/02\/health-insurance-in-north-carolina-change-expected-to-continue\/\" target=\"_blank\" rel=\"noopener noreferrer\">health insurance market in North Carolina<\/a> moving forward.\u00a0 Now, in May, we have some information about known changes, but uncertainty still exists.<\/p>\n<p>The most recent and significant changes will impact all health insurance shoppers during the coming years Open <img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-5427\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/01\/bigstock-Young-Pretty-Woman-With-Questi-15919115-300x289.jpg\" alt=\"\" width=\"300\" height=\"289\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/01\/bigstock-Young-Pretty-Woman-With-Questi-15919115-300x289.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/01\/bigstock-Young-Pretty-Woman-With-Questi-15919115.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \>Enrollment Period.\u00a0 On April 13<sup>th<\/sup>, the Center of Medicare and Medicaid Services introduced <a href=\"https:\/\/s3.amazonaws.com\/public-inspection.federalregister.gov\/2017-07712.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">final \u201cMarket Stabilization\u201d<\/a> rules for the Individual health insurance market.\u00a0 From these changes, the Open Enrollment Period is now set to begin on November 1<sup>st<\/sup> and end of December 15<sup>th<\/sup> for an effective date of January 1<sup>st<\/sup>.\u00a0 This will be the shortest Open Enrollment Period thus far and is the first time only one effective date option is available.\u00a0 The previous Open Enrollment lasted until January 31<sup>st<\/sup> and offered effective dates of both February 1<sup>st<\/sup> and March 1<sup>st<\/sup>.\u00a0 This means shoppers will need to make sure they have completed the enrollment process during these new Open Enrollment dates, otherwise, Special Enrollment Period requirements will apply.<\/p>\n<p>Other notable changes impact Special Enrollment Periods and the requirement for documentation to prove Qualifying Life Events in order to enroll in <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">health insurance plans<\/a> outside the Open Enrollment Period.\u00a0 This has been a request of insurance companies for several years now and simply requires customers to verify with supporting documentation that a Qualifying Life Event has occurred.<\/p>\n<p>Other major changes are expected, but timelines and impacts of possible changes are very difficult to calculate now.\u00a0 As we receive further guidance, we will continue to update the consumer community and empower you with the knowledge needed to navigate this constantly changing health insurance market.<\/p>\n<p>For more information on North Carolina insurance coverage, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\" rel=\"noopener noreferrer\">www.nchealthplans.com <\/a>or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Between media outlets and elected officials in Washington, there is no shortage of discussion and published content about the future of health insurance in North Carolina and across the country.\u00a0 However, we still have very little concrete direction about what consumers, insurance companies and the healthcare industry can expect moving forward.\u00a0 In the beginning of [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[996,990,150,995],"class_list":["post-8607","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","tag-changes-to-health-insurance-2018","tag-health-insurance-north-carolina","tag-health-insurance-plans","tag-open-enrollment-period-2018"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/8607","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=8607"}],"version-history":[{"count":7,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/8607\/revisions"}],"predecessor-version":[{"id":8619,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/8607\/revisions\/8619"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=8607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=8607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=8607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}