{"id":7551,"date":"2016-04-23T08:39:34","date_gmt":"2016-04-23T12:39:34","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=7551"},"modified":"2016-03-30T08:39:47","modified_gmt":"2016-03-30T12:39:47","slug":"why-get-a-medicare-supplement-bcbsnc-has-the-answer","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2016\/04\/why-get-a-medicare-supplement-bcbsnc-has-the-answer\/","title":{"rendered":"Why Get a Medicare Supplement? – BCBSNC Has the Answer"},"content":{"rendered":"

\"SeniorMedicare Supplements through Blue Cross Blue Shield of North Carolina <\/a>are a great way for individuals already enrolled in Medicare Parts A and B to fill the coverage gaps left by Original Medicare.\u00a0\u00a0Although some\u00a0people who have a Medicare plan may\u00a0also have supplemental coverage provided by a former employer to help pay health care costs not covered by Medicare<\/a>, many\u00a0do not.\u00a0 If you don’t have access to employer coverage, you may choose to select a Medicare Supplement through a private carrier such as BCBSNC.<\/p>\n

You can enroll in a Medicare Supplement through Blue Cross Blue Shield NC <\/a>and have guaranteed issue (meaning you cannot be denied coverage) during the\u00a0Initial Enrollment Period.\u00a0 This period begins the first day of the month in which an applicant is both<\/em><\/strong> age 65 or older\u00a0and enrolled in Medicare Part B.\u00a0 This\u00a0is the very best time to enroll in a Medicare Supplement.<\/em>\u00a0 There are, however,\u00a0other special circumstances when a Medicare eligible person loses their current coverage through no fault of their own when they may be eligible for a Medicare Supplement through BCBSNC on a guaranteed issue basis.<\/p>\n

Medicare Supplements cover what are called “core” benefits as well as most, if not all, of the Original Medicare Plan coinsurance and outpatient copayment amounts.\u00a0 They may also cover Original Medicare Plan deductibles.\u00a0 The Medicare Supplement Core Benefits are:<\/p>\n