{"id":7504,"date":"2016-04-01T09:06:54","date_gmt":"2016-04-01T13:06:54","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=7504"},"modified":"2016-03-14T09:07:05","modified_gmt":"2016-03-14T13:07:05","slug":"no-qualifying-life-event-try-temporary-health-coverage","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2016\/04\/no-qualifying-life-event-try-temporary-health-coverage\/","title":{"rendered":"No Qualifying Life Event? – Try Temporary Health Coverage"},"content":{"rendered":"

\"HealthUnder the ACA, you are now required to have a Qualifying Life Event (QLE)<\/a> in order to enroll in a health insurance plan outside of Open Enrollment.\u00a0 A Qualifying Life Event is some kind of special circumstance that allows you to enroll in coverage under a Special Enrollment Period and some common QLE’s include loss of access to minimum essential coverage through an employer or Medicaid, a move to North Carolina or to a different zip code within NC, or adding a dependent through birth or adoption.<\/p>\n

If you do not have one of the life events, however, you will be unable to enroll in health coverage until the next Open Enrollment, which begins November 1, 2016 with coverage starting January 1, 2017.\u00a0 Unfortunately, this rule excludes many individuals and can make it difficult, if not impossible, to get a health insurance plan.\u00a0 If you find yourself in this position you may be asking:\u00a0 What can I do to get health insurance?<\/p>\n

The answer is Temporary Health Coverage.<\/a>\u00a0 A Temporary Health Insurance Plan can offer you the coverage you need to fill the gap between now and the next Open Enrollment Period and there are many benefits to a short term health plan.\u00a0 For instance, most temporary insurance plans are less expensive than regular health insurance plans.\u00a0 They are a low-cost solution that could protect your financial security should you be faced with an unexpected illness or injury<\/a>.\u00a0 You can also be approved for short term plans as soon as the very next day and\u00a0coverage can be in place anywhere from 1 month to 11 months, whatever your\u00a0circumstances require.<\/p>\n

Although these plans won’t cover\u00a0preexisting conditions and will not keep you from incurring a tax penalty (unless you are exempt), these plans\u00a0can\u00a0protect you in catastrophic circumstances and help give you the peace of mind that comes from knowing you will be covered in an emergency.\u00a0 If you are still uninsured for 2016, consider a temporary health insurance plan<\/a>.<\/p>\n

For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com <\/a>or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.<\/p>\n","protected":false},"excerpt":{"rendered":"

Under the ACA, you are now required to have a Qualifying Life Event (QLE) in order to enroll in a health insurance plan outside of Open Enrollment.\u00a0 A Qualifying Life Event is some kind of special circumstance that allows you to enroll in coverage under a Special Enrollment Period and some common QLE’s include loss […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,43],"tags":[499,38,599,44],"class_list":["post-7504","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-temporary-health-insurance","tag-affordable-temporary-health-insurance","tag-nc-health-insurance","tag-open-enrollment","tag-short-term-health-insurance"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=7504"}],"version-history":[{"count":6,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7504\/revisions"}],"predecessor-version":[{"id":7533,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7504\/revisions\/7533"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=7504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=7504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=7504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}