{"id":7482,"date":"2016-03-17T12:01:45","date_gmt":"2016-03-17T16:01:45","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=7482"},"modified":"2016-03-09T12:56:48","modified_gmt":"2016-03-09T17:56:48","slug":"missed-open-enrollment-short-term-health-insurance-could-be-the-answer","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2016\/03\/missed-open-enrollment-short-term-health-insurance-could-be-the-answer\/","title":{"rendered":"Missed Open Enrollment? &#8211; Short Term Health Insurance Could Be the Answer"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-2117\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2009\/10\/bigstockphoto_online_application_2680056-300x199.jpg\" alt=\"bigstockphoto_online_application_2680056\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2009\/10\/bigstockphoto_online_application_2680056-300x199.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2009\/10\/bigstockphoto_online_application_2680056.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \>Although <a href=\"http:\/\/www.nchealthplans.com\/temporary\/\" target=\"_blank\">temporary health insurance plans <\/a>are not ACA approved Qualified Health Plans, they do provide a temporary solution that can help fill gaps in coverage that may exist for many reasons.\u00a0 If you missed Open Enrollment and now find yourself uncovered for 2016, a short term plan could be the solution.\u00a0 Temporary health plans are a viable option for people who are experiencing gaps in coverage due to a job change, a move or other life circumstances.\u00a0 They are also great for individuals who may be exempt from the individual mandate (tax penalty) to buy health insurance or those who may just choose to buy<a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\"> health insurance outside of Open Enrollment.<\/a><!--more--><\/p>\n<p>There are many benefits to a short term health plan.\u00a0 For instance, most temporary insurance plans are less expensive than regular health insurance plans.\u00a0 They are a low-cost solution that could protect your financial security should you be faced with an <a href=\"http:\/\/familiesusa.org\/product\/dying-coverage-deadly-consequences-being-uninsured\" target=\"_blank\">unexpected illness or injury<\/a>.\u00a0 You can also be approved for short term plans as soon as the very next day and\u00a0coverage can be in place anywhere from 1 month to 11 months, whatever your\u00a0circumstances require.\u00a0 Temporary health insurance is a great way to fill gaps during times of transition or change.<\/p>\n<p>Although these plans won&#8217;t cover\u00a0preexisting conditions and will not keep you from incurring a tax penalty (unless you are exempt), these plans\u00a0can\u00a0protect you in catastrophic circumstances and help give you the peace of mind that comes from knowing you will be covered in an emergency.\u00a0 If you are still uninsured for 2016, <a href=\"http:\/\/www.nchealthplans.com\/temporary\/\" target=\"_blank\">consider a temporary health insurance plan.<\/a>\u00a0 Contact one of our\u00a0authorized agents to find out if short term coverage is right for you.<\/p>\n<p>For more information on North Carolina insurance coverage, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">www.nchealthplans.com <\/a>or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although temporary health insurance plans are not ACA approved Qualified Health Plans, they do provide a temporary solution that can help fill gaps in coverage that may exist for many reasons.\u00a0 If you missed Open Enrollment and now find yourself uncovered for 2016, a short term plan could be the solution.\u00a0 Temporary health plans are [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[866,729,785],"class_list":["post-7482","post","type-post","status-publish","format-standard","hentry","category-temporary-health-insurance","tag-inexpensive-health-insurance","tag-short-term-coverage","tag-temporary-insurance"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=7482"}],"version-history":[{"count":6,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7482\/revisions"}],"predecessor-version":[{"id":7508,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7482\/revisions\/7508"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=7482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=7482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=7482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}