{"id":7360,"date":"2016-03-01T16:53:00","date_gmt":"2016-03-01T21:53:00","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=7360"},"modified":"2016-03-01T12:01:18","modified_gmt":"2016-03-01T17:01:18","slug":"bcbsnc-the-importance-of-maintaining-health-coverage","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2016\/03\/bcbsnc-the-importance-of-maintaining-health-coverage\/","title":{"rendered":"BCBSNC – The Importance of Maintaining Health Coverage"},"content":{"rendered":"

\"bigstock_Healthcare_In_The_Unted_States_1719657\"<\/a>One of the toughest things about health insurance <\/a>is understanding the importance of\u00a0continuing coverage during the months, or possibly even years, when it seems like you never really use your policy.\u00a0 Now that monthly premiums are on the rise, you may be asking yourself if health insurance is really worth maintaining.\u00a0 As licensed insurance agents<\/a>, we often talk with people who obtain health coverage,<\/a> possibly have a needed surgery or procedure, and then consider cancelling their policy.<\/p>\n

Although\u00a0that\u00a0may seem like a logical financial decision, it’s important to understand that health insurance is not something you\u00a0get because <\/em>you are injured or ill, but rather something you maintain in case<\/em> you\u00a0are injured or become ill.\u00a0 Sometimes people ask whether the cost of their insurance will increase the more they use their policy and the answer is no.\u00a0 Insurance premiums are fixed throughout the year and will neither increase nor decrease based on how often you use the policy.\u00a0 This may seem frustrating during periods when you are healthy and have no real health care needs other than preventive services.\u00a0 Keep in mind, however, that the future is unpredictable <\/a>and it only takes one illness or one injury for your health insurance to become a financial life saver in the midst of crippling medical bills.<\/p>\n

Did you know, for example, that simple gall bladder surgery typically costs somewhere between 10 and 20 thousand dollars and the average price of having your appendix removed is upward of 30 thousand!\u00a0 Something as serious as cancer treatment or heart surgery can be financially\u00a0devastating if you are uninsured.\u00a0 In addition, now that health insurance is regulated by the Affordable Care Act, you can’t simply purchase insurance whenever you want.\u00a0 If you allow your health insurance policy to lapse, there’s a very good chance you will not be able to purchase insurance until the following year.\u00a0 Should you become seriously ill or incur a major injury, you may not be able to wait on the treatment you need, which is why maintaining your health insurance policy is imperative.<\/p>\n

Blue Cross Blue Shield of North Carolina<\/a> is committed to the residents of NC and maintaining a health insurance policy is one of the smartest things you can do to ensure not only your physical health, but also your financial well-being!\u00a0 If you have recently obtained health insurance, do what you can to maintain it!\u00a0 Setting your policy up on automatic draft is a great way to make sure you never miss a premium payment and a smart way to keep yourself covered… just in case!<\/p>\n

For more information on Blue Cross Blue Shield of North Carolina insurance coverage, please visit our website at www.nchealthplans.com <\/a>or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

One of the toughest things about health insurance is understanding the importance of\u00a0continuing coverage during the months, or possibly even years, when it seems like you never really use your policy.\u00a0 Now that monthly premiums are on the rise, you may be asking yourself if health insurance is really worth maintaining.\u00a0 As licensed insurance agents, […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[525,23,150,795],"class_list":["post-7360","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","tag-affordable-care-act","tag-bcbsnc","tag-health-insurance-plans","tag-insurance-agent"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7360","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=7360"}],"version-history":[{"count":11,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7360\/revisions"}],"predecessor-version":[{"id":7458,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7360\/revisions\/7458"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=7360"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=7360"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=7360"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}