{"id":7102,"date":"2015-12-08T14:09:31","date_gmt":"2015-12-08T19:09:31","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=7102"},"modified":"2015-11-30T16:39:27","modified_gmt":"2015-11-30T21:39:27","slug":"renewal-got-you-down-we-can-help","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2015\/12\/renewal-got-you-down-we-can-help\/","title":{"rendered":"Renewal Got You Down? &#8211; We Can Help!"},"content":{"rendered":"<p><a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/08\/bigstock-Making-A-Deal-95783798.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6569\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/08\/bigstock-Making-A-Deal-95783798.jpg\" alt=\"Making A Deal\" width=\"900\" height=\"601\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/08\/bigstock-Making-A-Deal-95783798.jpg 900w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/08\/bigstock-Making-A-Deal-95783798-300x200.jpg 300w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \><\/a><\/p>\n<p><a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Open Enrollment 2016 <\/a>is well underway and with all the changes in the health insurance industry, <a href=\"http:\/\/www.nchealthplans.com\/?from=blog\" target=\"_blank\">renewing your policy for 2016 <\/a>can be more confusing than ever.\u00a0 Updating or qualifying for\u00a0a federal subsidy, changes in your local network or available plans,\u00a0and deciding whether or not to keep your grandfathered plan or apply for an ACA plan can leave you feeling frustrated.\u00a0 But that&#8217;s where we come in.\u00a0 Having an agent can help ease the stress of renewing\u00a0your insurance policy\u00a0as we help\u00a0guide\u00a0you through the process of making any necessary changes.\u00a0 We can discuss networks, benefits, deductibles, and out-of-pocket limits and help you decide which policy\u00a0best suits the needs of you and your family for 2016.<!--more--><\/p>\n<p>Keep in mind that now is the time to make any policy\u00a0changes because under the Affordable Care Act, Open Enrollment only comes once a year.\u00a0 If you do not\u00a0make changes\u00a0to your health plan during Open Enrollment (Nov. 1st, 2015 &#8211; Jan. 31st, 2016), you will not be able to do so until the next Open Enrollment unless you experience a <a href=\"https:\/\/www.nchealthplans.com\/news\/2014\/09\/what-constitutes-a-qualifying-life-event\/\" target=\"_blank\">Qualifying Life Event.<\/a><\/p>\n<p>If you are newly eligible for a premium tax credit, that can also be an overwhelming prospect, but you can now <a href=\"http:\/\/www.nchealthplans.com\/?from=blog\" target=\"_blank\">apply for a federal subsidy in as little as ten minutes!<\/a>\u00a0 There&#8217;s no need for you to wait for hours on\u00a0hold to talk to a Marketplace representative.\u00a0 You can submit your application right online and have your eligibility results typically within 24 hours.\u00a0 In addition, if you prefer to do your application over the phone, we will be happy to submit it for you securely and quickly.<\/p>\n<p>Having an agent is now more important than ever, especially when it comes time for renewal!\u00a0\u00a0Knowing you have\u00a0a contact person you can count on to answer the phone, be available to discuss your plan, and listen to your needs can save you hours of time and frustration.\u00a0 Keep in mind that having an agent comes at no additional cost to you.\u00a0 It is <a href=\"https:\/\/www.nchealthplans.com\/news\/2015\/09\/we-have-you-covered-with-blue-5-reasons-you-need-an-insurance-agent\/\" target=\"_blank\">one of the perks of being a Blue Cross Blue Shield of North Carolina member.<\/a><\/p>\n<p>For more information on Blue Cross Blue Shield of North Carolina insurance coverage, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">www.nchealthplans.com <\/a>or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.<\/p>\n<p><span style=\"color: #000000; font-family: Calibri;\"><span style=\"color: #333333; font-family: Georgia;\">\u00a0<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Open Enrollment 2016 is well underway and with all the changes in the health insurance industry, renewing your policy for 2016 can be more confusing than ever.\u00a0 Updating or qualifying for\u00a0a federal subsidy, changes in your local network or available plans,\u00a0and deciding whether or not to keep your grandfathered plan or apply for an ACA [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,659],"tags":[23,53,844,599],"class_list":["post-7102","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-open-enrollment-2","tag-bcbsnc","tag-health-insurance","tag-insurance-application","tag-open-enrollment"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=7102"}],"version-history":[{"count":9,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7102\/revisions"}],"predecessor-version":[{"id":7156,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7102\/revisions\/7156"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=7102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=7102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=7102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}