{"id":7062,"date":"2015-12-14T14:10:55","date_gmt":"2015-12-14T19:10:55","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=7062"},"modified":"2015-11-30T16:40:16","modified_gmt":"2015-11-30T21:40:16","slug":"last-chance-to-apply-for-january-1st-effective-date","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2015\/12\/last-chance-to-apply-for-january-1st-effective-date\/","title":{"rendered":"Last Chance to Apply for January 1st Effective Date!"},"content":{"rendered":"<p><a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/bigstock-Clock-With-Red-Seconds-Hand-Ar-84056624.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-7066\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/bigstock-Clock-With-Red-Seconds-Hand-Ar-84056624-300x200.jpg\" alt=\"Clock With Red Seconds Hand Area Deadline 3D\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/bigstock-Clock-With-Red-Seconds-Hand-Ar-84056624-300x200.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/bigstock-Clock-With-Red-Seconds-Hand-Ar-84056624.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \><\/a>If you are still uninsured and trying to <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">secure health coverage for 2016<\/a>, your application must be submitted by midnight December 15th in order to qualify for a January 1st effective date (some exceptions apply).\u00a0 Although Open Enrollment will not officially end until January 31st, 2016, you do not want to miss this important deadline!\u00a0 In fact, if you fail to submit your application by December 15, 2015, in most cases you will not be eligible for health coverage to begin until February 1st and you will remain without health coverage\u00a0throughout the month of January.<!--more--><\/p>\n<p>Keep in mind that under\u00a0the Affordable Care\u00a0Act\u00a0you may not go three consecutive months without\u00a0being enrolled in a Qualified Health\u00a0Plan (QHP)\u00a0or you may be subject to <a href=\"https:\/\/www.nchealthplans.com\/news\/2015\/10\/tax-penalties-will-increase-for-2016-get-covered-with-bcbsnc\/\" target=\"_blank\">tax penalties under federal law<\/a>.\u00a0 For 2016, the tax penalty is increasing to\u00a0$675 per uninsured person or 2.5% of your income, whichever is higher.<\/p>\n<p>The good news for consumers is that <a href=\"http:\/\/www.nchealthplans.com\/?from=blog\" target=\"_blank\">enrollment has never been easier<\/a>!\u00a0 Even if you have been busy with the bustle of the holidays and have not had time to complete an application, don&#8217;t worry.\u00a0 You can still submit your application for health insurance and even apply for a federal subsidy in less than ten minutes.\u00a0 You can avoid long wait times and lengthy, complicated applications.<\/p>\n<p>Don&#8217;t let another year go by without securing the health\u00a0insurance you need to avoid tax penalties and have the peace of mind of knowing you\u00a0are covered\u00a0when it counts.\u00a0 Remaining uninsured is not only going to cost you at tax time, it can cost you thousands of dollars should you find yourself facing an unexpected illness or injury.\u00a0 Health insurance is always\u00a0a wise choice and <a href=\"http:\/\/www.nchealthplans.com\/Documents\/u9144b_under_65_combo_brochure.pdf\" target=\"_blank\">Blue Cross Blue Shield of North Carolina <\/a>is committed to offering you a variety of health plans\u00a0at a competitive price.\u00a0 If you have ten minutes, you have the time!\u00a0 <a href=\"http:\/\/www.nchealthplans.com\/?from=blog\" target=\"_blank\">Submit your application <\/a>now and discover the benefits of being a BCBSNC member!<\/p>\n<p>For more information on Blue Cross Blue Shield of North Carolina insurance coverage, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">www.nchealthplans.com <\/a>or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.<\/p>\n<p><span style=\"color: #000000; font-family: Calibri;\"><span style=\"color: #333333; font-family: Georgia;\">\u00a0<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are still uninsured and trying to secure health coverage for 2016, your application must be submitted by midnight December 15th in order to qualify for a January 1st effective date (some exceptions apply).\u00a0 Although Open Enrollment will not officially end until January 31st, 2016, you do not want to miss this important deadline!\u00a0 [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[560,659],"tags":[838,23,53,837],"class_list":["post-7062","post","type-post","status-publish","format-standard","hentry","category-affordable-care-act-aca","category-open-enrollment-2","tag-apply-for-health-insurance","tag-bcbsnc","tag-health-insurance","tag-open-enrollement"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=7062"}],"version-history":[{"count":7,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7062\/revisions"}],"predecessor-version":[{"id":7251,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/7062\/revisions\/7251"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=7062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=7062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=7062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}