{"id":6752,"date":"2015-10-06T08:16:36","date_gmt":"2015-10-06T12:16:36","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=6752"},"modified":"2015-09-09T08:16:59","modified_gmt":"2015-09-09T12:16:59","slug":"lower-your-insurance-premium-quit-smoking","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2015\/10\/lower-your-insurance-premium-quit-smoking\/","title":{"rendered":"Lower your Insurance Premium! &#8211; Quit Smoking"},"content":{"rendered":"<p><a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/01\/bigstock-Young-Caucasian-Woman-Quiting-6993016.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-5461\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/01\/bigstock-Young-Caucasian-Woman-Quiting-6993016.jpg\" alt=\"Young Caucasian Woman Quiting Smoking\" width=\"900\" height=\"600\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/01\/bigstock-Young-Caucasian-Woman-Quiting-6993016.jpg 900w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/01\/bigstock-Young-Caucasian-Woman-Quiting-6993016-300x200.jpg 300w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \><\/a><\/p>\n<p>Did you know that smoking is not only bad for your health, but also hard on your wallet?\u00a0 If your <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross Blue Shield of NC health insurance <\/a>premium is higher than you like, consider quitting.\u00a0 Although under the ACA, health insurance companies are no longer allowed to ask any health questions, you still have to answer as to whether or not you are a tobacco user.\u00a0 And if you are, your rate can increase by 20%!\u00a0 Reducing the cost of your health insurance premium is another good reason to make this year the year you quit tobacco for good.<!--more--><\/p>\n<p>We&#8217;ve all heard the statistics.\u00a0 Smoking is the\u00a0#1 cause of preventable\u00a0death in the United States and responsible for\u00a0a number of chronic health problems.\u00a0\u00a0Because Blue Cross\u00a0Blue Shield NC is committed to helping reduce chronic health issues\u00a0through <a href=\"http:\/\/www.bcbsnc.com\/assets\/campaigns\/public\/preventive\/pdf\/hcr_preventive_services_ind.pdf\" target=\"_blank\">supporting preventive care<\/a>,\u00a0they have recently launched a campaign to encourage members to quit\u00a0smoking.\u00a0 To help inform members\u00a0of QuitlineNC and their telephonic counseling tobacco cessation services, BCBSNC sent thousands of emails to participating members.\u00a0\u00a0Recipients of the email included tobacco and non-tobacco users and encouraged members to take advantage of the services provided by QuitlineNC.<\/p>\n<p>Even further, <a href=\"https:\/\/www.bcbsnc.com\/assets\/shopper\/public\/quote\/index.htm#\/?pnumber=P0038147\" target=\"_blank\">BCBSNC customers <\/a>enrolled in an ACA plan get 100% coverage for FDA-approved tobacco cessation prescription medications and OTC nicotine replacement therapy (NRT).\u00a0 This is just another way Blue Cross Blue Shield supports members in maintaining\u00a0their health through preventive care measures.<\/p>\n<p>If you&#8217;ve been putting off\u00a0quitting, now is the time!\u00a0 Not only is\u00a0it the right choice for your health, it can also reduce the cost of your health insurance premium.\u00a0\u00a0BCBSNC offers an appeal process to rerate for non-smoking once you have been tobacco free for 12 months.\u00a0 That&#8217;s like putting money right back into your bank account!<\/p>\n<p>For more information on Blue Cross Blue Shield of North Carolina health insurance coverage, the <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Marketplace and healthcare gov<\/a>\u00a0 to apply for your subsidy, please visit our website at<a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\"> www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.\u00a0 Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as <a href=\"https:\/\/www.bcbsnc.com\/assets\/shopper\/public\/quote\/index.htm#\/?pnumber=P0038147\" target=\"_blank\">Obama care.<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that smoking is not only bad for your health, but also hard on your wallet?\u00a0 If your Blue Cross Blue Shield of NC health insurance premium is higher than you like, consider quitting.\u00a0 Although under the ACA, health insurance companies are no longer allowed to ask any health questions, you still have [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,635],"tags":[23,595,686,799],"class_list":["post-6752","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-preventive-care-2","tag-bcbsnc","tag-insurance-premium","tag-quit-smoking","tag-tobacco-use"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6752","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=6752"}],"version-history":[{"count":8,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6752\/revisions"}],"predecessor-version":[{"id":6760,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6752\/revisions\/6760"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=6752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=6752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=6752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}