{"id":6548,"date":"2015-08-06T10:50:35","date_gmt":"2015-08-06T14:50:35","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=6548"},"modified":"2015-08-05T10:50:45","modified_gmt":"2015-08-05T14:50:45","slug":"need-insurance-for-back-to-school-get-covered-today","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2015\/08\/need-insurance-for-back-to-school-get-covered-today\/","title":{"rendered":"Need Insurance for Back to School? – Get Covered Today!"},"content":{"rendered":"

\"Handsome<\/a><\/p>\n

In the fall of 2010, The University of North Carolina system mandated insurance coverage for students <\/a>at all of its 16 institutions throughout the state.\u00a0 In fact, over the last few years, more and more\u00a0higher education institutions have joined the insurance bandwagon as they realize the benefits of knowing their students are covered in case of accident or illness.\u00a0\u00a0\u00a0By 2015, most colleges and universities now require a proof of insurance before students can begin taking classes… which can present an interesting problem.<\/p>\n

Under the Affordable Care Act<\/a>, outside of Open Enrollment an individual must have a Qualifying Life Event <\/a>in order to enroll in\u00a0health insurance.\u00a0 Unfortunately,\u00a0starting a university or college program\u00a0does not qualify as a life event as defined by the federal government and this can leave parents and new students who are currently uninsured in a bit of a bind.<\/p>\n

The good news is that many colleges and universities offer health insurance on a semester basis.\u00a0 The bad news is that\u00a0many university policies\u00a0end during the months when school is not in session, which can leave a big gap in coverage.\u00a0 Even further, many health plans offered by schools are quite expensive or don’t offer the depth or quality of coverage many students need.\u00a0 So what is the answer?<\/p>\n

The most important thing to keep in mind is that Open Enrollment begins November 1, 2015 and that would be the time to make sure you enroll your student in a Qualified Health Plan <\/a>with coverage beginning January 1, 2016.\u00a0 All Blue Cross Blue Shield of North Carolina health plans<\/a> are qualified under The Affordable Care Act and will give your student a broad range of coverage for preventive care, as well as for an accident or\u00a0illness.<\/p>\n

In the meantime, however, a good option is temporary health insurance.<\/a><\/p>\n

NC Health\u00a0Plans\u00a0offers temporary health\u00a0insurance for\u00a0qualified individuals over the age of 19 or a student who is not yet 19 can be on a short term policy with a parent or guardian.\u00a0 These plans can begin as soon as the very next day so that your student will not have to miss even one day of class time.\u00a0 Although there are some limitations to short term health plans, a temporary policy can be the answer you are looking for while you wait for Open Enrollment 2015 to begin.<\/p>\n

College students tend to be one of the largest demographics of uninsured Americans and universities and colleges all over the country are mandating coverage in order to change that statistic.\u00a0 Don’t let your college student fall through the gap!\u00a0 If you find yourself without a Qualifying Life Event and unable to enroll in coverage until Open Enrollment, don’t wait.\u00a0 Enroll in a temporary health insurance policy!<\/a>\u00a0 You won’t have to miss class and you will have the peace of mind of knowing you are covered for all of your health care needs.<\/p>\n","protected":false},"excerpt":{"rendered":"

In the fall of 2010, The University of North Carolina system mandated insurance coverage for students at all of its 16 institutions throughout the state.\u00a0 In fact, over the last few years, more and more\u00a0higher education institutions have joined the insurance bandwagon as they realize the benefits of knowing their students are covered in case […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,43],"tags":[23,786,784,785],"class_list":["post-6548","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-temporary-health-insurance","tag-bcbsnc","tag-college-health-plan","tag-student-health-plans","tag-temporary-insurance"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=6548"}],"version-history":[{"count":9,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6548\/revisions"}],"predecessor-version":[{"id":6558,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6548\/revisions\/6558"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=6548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=6548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=6548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}