{"id":6487,"date":"2015-08-17T10:12:38","date_gmt":"2015-08-17T14:12:38","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=6487"},"modified":"2015-07-22T10:13:01","modified_gmt":"2015-07-22T14:13:01","slug":"retiring-blue-cross-blue-shield-nc-has-your-back","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2015\/08\/retiring-blue-cross-blue-shield-nc-has-your-back\/","title":{"rendered":"Retiring? &#8211; Blue Cross Blue Shield NC Has Your Back"},"content":{"rendered":"<p>You&#8217;ve worked a lot of years and are ready to retire, but you&#8217;re not yet 65 and eligible for Medicare.\u00a0 What <a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/07\/bigstock-Portrait-Of-Senior-Couple-In-P-13908749.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-6493\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/07\/bigstock-Portrait-Of-Senior-Couple-In-P-13908749-300x200.jpg\" alt=\"Portrait Of Senior Couple In Park\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/07\/bigstock-Portrait-Of-Senior-Couple-In-P-13908749-300x200.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2015\/07\/bigstock-Portrait-Of-Senior-Couple-In-P-13908749.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \><\/a>can you do to avoid a gap in health coverage?\u00a0 A <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">Blue Cross Blue Shield of North Carolina individual under 65 health plan<\/a> can keep you covered until Medicare is available.\u00a0 <!--more-->Let&#8217;s face it, transitioning out of the work force can be a daunting prospect, even for the most prepared, and going from a regular salary to living on a more limited income can cause financial anxiety.\u00a0 Losing coverage from your employer due to retirement creates the added pressure of needing a health insurance policy that will give you and your family the coverage you need at a price you can afford.\u00a0 <a href=\"https:\/\/www.bcbsnc.com\/assets\/shopper\/public\/quote\/index.htm#\/?pnumber=P0038147\" target=\"_blank\">Blue Cross Blue Shield of NC<\/a> can help.<\/p>\n<p>Offering a wide variety of plans both on and off the federal Marketplace, BCBSNC is committed to keeping the residents of North Carolina covered.\u00a0 Whether you are looking for the broad network offered by a <a href=\"http:\/\/www.nchealthplans.com\/Documents\/2015\/u9144b_under_65_combo_brochure.pdf\" target=\"_blank\">Blue Advantage health plan<\/a> or are interested in a more cost-saving limited network like Blue Value, NC Health\u00a0 Plans can assist you in choosing an insurance plan that suits your health care needs.\u00a0 If you have had coverage through your employer, retirement can be a tough transition as the cost of individual health insurance is on the rise.\u00a0 Our staff of <a href=\"https:\/\/www.nchealthplans.com\/news\/about-jerry-ballard-associates\/\" target=\"_blank\">licensed Blue Cross Blue Shield of NC agents<\/a> is here to help you choose a health plan, estimate whether or not you qualify for a federal subsidy, complete an application and enroll in coverage by the effective date you need to avoid any gaps.<\/p>\n<p>Although Open Enrollment for 2015 begins November 1st and ends January 31st, if you are losing coverage because of retirement, that qualifies you to purchase insurance now.\u00a0 Keep in mind that you have 60 days prior to your loss of coverage or 60 days after you have lost your coverage to complete your application and enroll in a qualified health plan.<\/p>\n<p>If you are retiring only a few months prior to turning 65 and being eligible for Medicare, you may also <a href=\"http:\/\/www.nchealthplans.com\/temporary\/\" target=\"_blank\">consider enrolling in a temporary health plan.<\/a>\u00a0 Available to you from 1 to 11 months, short term coverage can be a good option if you only need to fill a short gap of time.\u00a0 For more information on temporary health plans, visit us at <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">NC Health Plans.<\/a><\/p>\n<p>Retirement should be a time of celebration and relaxation and we are committed to helping your enrollment in an individual health plan be as easy and stress-free as possible.\u00a0 Don&#8217;t let health insurance concerns get you down!\u00a0 Blue Cross Blue Shield of North Carolina has your back!<\/p>\n<p>For more information on Blue Cross Blue Shield of North Carolina health insurance coverage, the <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Marketplace and healthcare gov<\/a>\u00a0 to apply for your subsidy, please visit our website at<a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\"> www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.\u00a0 Let us help you navigate through the Health Care Reform changes in accordance with the new regulations of The Affordable Care Act, also known as <a href=\"https:\/\/www.bcbsnc.com\/assets\/shopper\/public\/quote\/index.htm#\/?pnumber=P0038147\" target=\"_blank\">Obama care.<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You&#8217;ve worked a lot of years and are ready to retire, but you&#8217;re not yet 65 and eligible for Medicare.\u00a0 What can you do to avoid a gap in health coverage?\u00a0 A Blue Cross Blue Shield of North Carolina individual under 65 health plan can keep you covered until Medicare is available.\u00a0<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,43],"tags":[539,23,53,777],"class_list":["post-6487","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-temporary-health-insurance","tag-aca","tag-bcbsnc","tag-health-insurance","tag-retirement"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6487","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=6487"}],"version-history":[{"count":7,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6487\/revisions"}],"predecessor-version":[{"id":6495,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/6487\/revisions\/6495"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=6487"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=6487"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=6487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}