{"id":4244,"date":"2013-10-01T08:00:41","date_gmt":"2013-10-01T12:00:41","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=4244"},"modified":"2013-10-31T11:36:48","modified_gmt":"2013-10-31T15:36:48","slug":"guaranteed-issue-for-2014-bcbsnc-health-insurance-plans","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2013\/10\/guaranteed-issue-for-2014-bcbsnc-health-insurance-plans\/","title":{"rendered":"Guaranteed Issue for 2014 BCBSNC Health Insurance Plans"},"content":{"rendered":"<p style=\"text-align: justify;\"><a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/09\/bigstock_Young_Study_Group_2429154.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-3270\" title=\"Young study group\" alt=\"\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/09\/bigstock_Young_Study_Group_2429154-300x223.jpg\" width=\"300\" height=\"223\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/09\/bigstock_Young_Study_Group_2429154-300x223.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/09\/bigstock_Young_Study_Group_2429154.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \><\/a>If you applied in the past for <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross Blue Shield Individual insurance<\/a> or through another carrier and were declined due to medical ineligibility, we wanted to make you aware of new 2014 underwriting regulations through the Affordable Health Care Act, also known as <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Obamacare<\/a>.\u00a0 Under these new regulations, applicants who apply for coverage with a January 1<sup>st<\/sup> or later effective date will no longer be underwritten with regards to their health or pre-existing conditions and therefore will be guaranteed issued with no rate increase for health conditions. The law also requires insurance companies to cover all applicants within new minimum standards and offer the same rates regardless of pre-existing conditions or gender.\u00a0 Beginning October 1<sup>st<\/sup>, we will be enrolling new customers into <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross Blue Shield plans<\/a> for 2014 effective dates.\u00a0 Please give us a call or go online to generate your free rate quote on or after October 1<sup>st<\/sup> and secure your <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross <\/a>coverage for 2014. If you\u00a0would like to get your free rate quote\u00a0and\/or\u00a0apply\u00a0on line for Blue Cross Blue Shield coverage, please <a href=\"https:\/\/www.bcbsnc.com\/assets\/shopper\/public\/quote\/index.htm#?pnumber=P0038147\">CLICK HERE<\/a> and complete the information to generate your quote.<\/p>\n<p style=\"text-align: justify;\">For more information on <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">health insurance coverage in North Carolina<\/a>, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\/\">www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our professional agents. Our agency provides coverage for health insurance in North Carolina through <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">Blue Cross Blue Shield of North Carolina (BCBSNC).<\/a> Call us for details.<\/p>\n<p class=\"MsoNormal\">\n","protected":false},"excerpt":{"rendered":"<p>If you applied in the past for Blue Cross Blue Shield Individual insurance or through another carrier and were declined due to medical ineligibility, we wanted to make you aware of new 2014 underwriting regulations through the Affordable Health Care Act, also known as Obamacare.\u00a0 Under these new regulations, applicants who apply for coverage with [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[560,14],"tags":[539,23,580,579],"class_list":["post-4244","post","type-post","status-publish","format-standard","hentry","category-affordable-care-act-aca","category-bcbsnc-insurance","tag-aca","tag-bcbsnc","tag-guaranteed-issue","tag-health-reform"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4244","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=4244"}],"version-history":[{"count":7,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4244\/revisions"}],"predecessor-version":[{"id":4299,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4244\/revisions\/4299"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=4244"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=4244"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=4244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}