{"id":4171,"date":"2013-09-04T08:00:12","date_gmt":"2013-09-04T12:00:12","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=4171"},"modified":"2013-08-27T10:27:45","modified_gmt":"2013-08-27T14:27:45","slug":"why-2014-plans-will-be-different","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2013\/09\/why-2014-plans-will-be-different\/","title":{"rendered":"Why 2014 Plans Will Be Different"},"content":{"rendered":"<p style=\"text-align: center;\"><a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2009\/06\/where-to-go-for-care.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-medium wp-image-2088\" title=\"where-to-go-for-care\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2009\/06\/where-to-go-for-care-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2009\/06\/where-to-go-for-care-300x200.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2009\/06\/where-to-go-for-care.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \><\/a><\/p>\n<p style=\"text-align: center;\"><strong><em>You are going to hear a lot about health care reform over the next few months, including information on federal subsidies.<\/em><\/strong><\/p>\n<p>+ Those individuals without a Grandfathered Plan will have to move to a new <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">2014 plan<\/a>. Subsidies will make health care more accessible to more<br \>\npeople and ease the impact of higher premium costs.<\/p>\n<p>+ Subsidies are determined by income and family size in relation to established Federal Poverty Levels.<\/p>\n<p>+ You may qualify for subsidies, however, they do not apply to your Grandfathered Plan. You do have the option of switching to a new 2014 plan (leveraging potential subsidies), but these benefits may come at an increase to your monthly premium.<\/p>\n<p><!--more--><\/p>\n<p><span style=\"text-decoration: underline;\"><strong>SUBSIDIES<\/strong><\/span><\/p>\n<p>+ Before you make a change, be sure to compare any new 2014 plan (including any subsidies) side by side with your Grandfathered Plan.<br \>\nFor many, staying with your <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Grandfathered Plan<\/a> will likely be in your best interest financially.<\/p>\n<p>+ If for some reason you should choose to leave your Grandfathered Plan,<br \>\nyou can never go back to it. So choose carefully.<\/p>\n<p>Information from a BCBSNC publication on 8\/12\/13.<\/p>\n<p>For more information on <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">health insurance coverage in North Carolina<\/a>, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\/\">www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our            professional agents. Our agency provides coverage for health      insurance       in North Carolina through <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">Blue Cross Blue Shield of North Carolina (BCBSNC). <\/a>You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You are going to hear a lot about health care reform over the next few months, including information on federal subsidies. + Those individuals without a Grandfathered Plan will have to move to a new 2014 plan. Subsidies will make health care more accessible to more people and ease the impact of higher premium costs. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[560,14],"tags":[567,23,548,568],"class_list":["post-4171","post","type-post","status-publish","format-standard","hentry","category-affordable-care-act-aca","category-bcbsnc-insurance","tag-567","tag-bcbsnc","tag-grandfathered-plans","tag-subsidies"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=4171"}],"version-history":[{"count":2,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4171\/revisions"}],"predecessor-version":[{"id":4173,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4171\/revisions\/4173"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=4171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=4171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=4171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}