{"id":4153,"date":"2013-08-26T15:48:25","date_gmt":"2013-08-26T20:48:25","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=4153"},"modified":"2013-08-26T15:50:50","modified_gmt":"2013-08-26T20:50:50","slug":"the-plan-that%e2%80%99s-right-for-me","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2013\/08\/the-plan-that%e2%80%99s-right-for-me\/","title":{"rendered":"The Plan That\u2019s Right For Me?"},"content":{"rendered":"<p><a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/04\/bigstockphoto_puzzled_question_75542.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-2482\" title=\"bigstockphoto_puzzled_question_75542\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/04\/bigstockphoto_puzzled_question_75542-300x225.jpg\" alt=\"\" width=\"267\" height=\"201\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/04\/bigstockphoto_puzzled_question_75542-300x225.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/04\/bigstockphoto_puzzled_question_75542.jpg 900w\" sizes=\"auto, (max-width: 267px) 100vw, 267px\" \><\/a>There are three ways to go about purchasing insurance for yourself and for your small business: by going through the health care exchange,<br \>\n<a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">contacting an insurer<\/a> or <a href=\"http:\/\/www.nchealthplans.com\">speaking with a broker.<\/a><\/p>\n<h3><strong>Health Insurance Exchanges:<\/strong><\/h3>\n<p>You\u2019ve probably heard about exchanges.\u00a0 The exchange is an online marketplace where various private insurance companies such as <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross Blue Shield<\/a> will offer their plans.\u00a0 To simplify the options that will be available on the exchange, and to give a basis for comparison, all plans will be classified according to four levels: bronze, silver, gold or platinum. Bronze plans will provide the least generous coverage, and platinum plans will provide the most generous coverage.<\/p>\n<h3><strong>The exchange will enable people to:<\/strong><\/h3>\n<p>\u2022 Review plans, compare prices and enroll all at once<br \>\n\u2022 Find out if they are eligible for subsidies It\u2019s important to know that the exchange is the only place to apply for subsidies. It will provide step-by-step instructions to guide you through the process.<\/p>\n<p>Open enrollment on the exchange \u2013 the time period in which you will be able to enroll for your 2014 <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">health insurance plan<\/a> \u2013 begins Oct. 1, 2013.\u00a0 As mentioned earlier, you can also purchase insurance by contacting health insurance companies directly. Or, by speaking with an insurance broker.\u00a0 No doubt, there is a lot to take in, but we\u2019re dedicated to helping you find an <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">insurance plan<\/a> that meets your needs and to keeping premiums as affordable as possible.<\/p>\n<p>For more information on <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">health insurance coverage in North Carolina<\/a>, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\/\">www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our           professional agents. Our agency provides coverage for health     insurance       in North Carolina through <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">Blue Cross Blue Shield of North Carolina (BCBSNC). <\/a>You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are three ways to go about purchasing insurance for yourself and for your small business: by going through the health care exchange, contacting an insurer or speaking with a broker. Health Insurance Exchanges: You\u2019ve probably heard about exchanges.\u00a0 The exchange is an online marketplace where various private insurance companies such as Blue Cross Blue [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[560,14],"tags":[23,540,820],"class_list":["post-4153","post","type-post","status-publish","format-standard","hentry","category-affordable-care-act-aca","category-bcbsnc-insurance","tag-bcbsnc","tag-exchange","tag-health-care-reform"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=4153"}],"version-history":[{"count":4,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4153\/revisions"}],"predecessor-version":[{"id":4157,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4153\/revisions\/4157"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=4153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=4153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=4153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}