{"id":4019,"date":"2013-07-17T09:16:17","date_gmt":"2013-07-17T14:16:17","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=4019"},"modified":"2013-07-10T09:29:22","modified_gmt":"2013-07-10T14:29:22","slug":"bcbsnc-non-grandfathered-and-health-care-reform","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2013\/07\/bcbsnc-non-grandfathered-and-health-care-reform\/","title":{"rendered":"BCBSNC- Non Grandfathered and Health Care Reform"},"content":{"rendered":"<p><a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Health care reform<\/a> will be different for everyone, so it&#8217;s important to know your options.\u00a0 We&#8217;re here to help.<a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2013\/07\/bigstock-Business-Group-Portrait-2595726.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-4067\" title=\"Business group portrait\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2013\/07\/bigstock-Business-Group-Portrait-2595726-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2013\/07\/bigstock-Business-Group-Portrait-2595726-300x225.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2013\/07\/bigstock-Business-Group-Portrait-2595726.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \><\/a><\/p>\n<p>One of the first things you will need to do is determine if you have a grandfathered plan (which refers to <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">health insurance<\/a> plans that were in effect prior to March 23, 2010.\u00a0 If you are not sure, we will be able to find that<a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\"> information<\/a> for you.<\/p>\n<p>If you DO NOT have a grandfathered plan:<\/p>\n<p>We will automatically move you to a 2014 <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">BCBSNC<\/a> health care reform compliant plan that most closely matches your current plan.\u00a0 Your new plan will look a lot like what you have today.\u00a0 You always have the option to change this plan during the annual <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">open enrollmen<\/a>t period. You will want to determine if you are eligible for a premium tax credit.\u00a0 If you are, this can be applied to your new plan to lower your monthly premiums.<\/p>\n<p><span style=\"color: #0000ff;\"><strong><span style=\"text-decoration: underline;\">Remember, avoid the penalty and keep a plan!<\/span><\/strong><\/span><\/p>\n<p>For more information on <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">health insurance coverage in North Carolina<\/a>, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\/\">www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our            professional agents. Our agency provides coverage for health      insurance       in North Carolina through <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">Blue Cross Blue Shield of North Carolina (BCBSNC). <\/a>You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.<\/p>\n<p>The information in this article was taken from &#8220;Health Care Reform is Coming&#8221; from BCBSNC on April 2013.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Health care reform will be different for everyone, so it&#8217;s important to know your options.\u00a0 We&#8217;re here to help. One of the first things you will need to do is determine if you have a grandfathered plan (which refers to health insurance plans that were in effect prior to March 23, 2010.\u00a0 If you are [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,271],"tags":[23,820,544],"class_list":["post-4019","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-health-care-reform","tag-bcbsnc","tag-health-care-reform","tag-non-grandfathered"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4019","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=4019"}],"version-history":[{"count":4,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4019\/revisions"}],"predecessor-version":[{"id":4096,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4019\/revisions\/4096"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=4019"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=4019"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=4019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}