{"id":4018,"date":"2013-07-24T08:00:56","date_gmt":"2013-07-24T13:00:56","guid":{"rendered":"http:\/\/www.nchealthplans.com\/news\/?p=4018"},"modified":"2013-07-10T11:49:30","modified_gmt":"2013-07-10T16:49:30","slug":"blue-cross-grandfathered-plans-and-options","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2013\/07\/blue-cross-grandfathered-plans-and-options\/","title":{"rendered":"Blue Cross Grandfathered Plans and Options"},"content":{"rendered":"<p>As we begin to look towards <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">health care reform<\/a>, it will be important for you to decide whether to keep your grandfathered <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross Blue Shield plan <\/a>or to switch to a new Non Grandfathered plan.<\/p>\n<p>You have flexibility. If you like your current plan, you ca stay with it.\u00a0\u00a0 For may pe<a href=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2013\/07\/bigstock-Questions-And-Answers-Signpost-4006719.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-4072\" title=\"Questions and Answers signpost\" src=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2013\/07\/bigstock-Questions-And-Answers-Signpost-4006719-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2013\/07\/bigstock-Questions-And-Answers-Signpost-4006719-300x199.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2013\/07\/bigstock-Questions-And-Answers-Signpost-4006719.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \><\/a>ople, this will be the best course of action because it may be the least expensive option.<\/p>\n<p>You may qualify for a <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">premium tax credit<\/a> that can be applied to health insurance premiums; however, premium tax credits cannot be applied to your current grandfathered plan.\u00a0 It may still be in your best interest financially to stay with your grandfathered plan.<\/p>\n<p>Before moving forward, you should take the time to evaluate both the benefits of staying with your current grandfathered plan and the benefits of 2014 <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">BCBSNC<\/a> health care reform compliant plans.<\/p>\n<p>The choice is yours. Remember, avoid the penalty and keep a plan.\u00a0 It is important to note: once you leave a grandfathered plan, you cannot go back to it.\u00a0 If you have questions, we&#8217;re here to help.<\/p>\n<p>For more information on <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">health insurance coverage in North Carolina<\/a>, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\/\">www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our             professional agents. Our agency provides coverage for health       insurance       in North Carolina through <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">Blue Cross Blue Shield of North Carolina (BCBSNC). <\/a>You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.<\/p>\n<p>The information in this article was taken from &#8220;Health Care Reform is Coming&#8221; from BCBSNC on April 2013.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As we begin to look towards health care reform, it will be important for you to decide whether to keep your grandfathered Blue Cross Blue Shield plan or to switch to a new Non Grandfathered plan. You have flexibility. If you like your current plan, you ca stay with it.\u00a0\u00a0 For may people, this will [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,271],"tags":[525,23,548,820],"class_list":["post-4018","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-health-care-reform","tag-affordable-care-act","tag-bcbsnc","tag-grandfathered-plans","tag-health-care-reform"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=4018"}],"version-history":[{"count":5,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4018\/revisions"}],"predecessor-version":[{"id":4097,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/4018\/revisions\/4097"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=4018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=4018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=4018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}