{"id":2335,"date":"2010-03-19T05:04:15","date_gmt":"2010-03-19T10:04:15","guid":{"rendered":"http:\/\/healthnews.nchealthplans.com\/?p=2335"},"modified":"2010-06-16T06:28:19","modified_gmt":"2010-06-16T11:28:19","slug":"why-are-infant-rates-higher","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2010\/03\/why-are-infant-rates-higher\/","title":{"rendered":"WHY ARE INFANT RATES HIGHER?"},"content":{"rendered":"<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\">\u00a0<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small; font-family: Times New Roman;\">Historically, <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross Blue Shield of North Carolina<\/a> has not differentiated rates for children between the ages of 1 to 18. As the medical costs for children have increased, the company needed to begin studying the costs within life stages of the children, too. What was found was that the age cost curve for children does not progressively go up like all other age groups.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\">\u00a0<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><a href=\"http:\/\/healthnews.nchealthplans.com\/wp-content\/uploads\/2010\/03\/bigstockphoto_doctor_exam_6326088.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-thumbnail wp-image-2336\" title=\"bigstockphoto_doctor_exam_6326088\" src=\"http:\/\/healthnews.nchealthplans.com\/wp-content\/uploads\/2010\/03\/bigstockphoto_doctor_exam_6326088-150x150.jpg\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/03\/bigstockphoto_doctor_exam_6326088-150x150.jpg 150w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/03\/bigstockphoto_doctor_exam_6326088-300x300.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2010\/03\/bigstockphoto_doctor_exam_6326088.jpg 900w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \><\/a><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\">\u00a0<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\"><span style=\"font-size: small; font-family: Times New Roman;\">The company has seen that the costs of newborns to age 1 have the highest cost of any age under the age of 18. When these changes were made, the two year old rate was actually lowered to more properly reflect the lower costs children have after their first year. And the nine month-old\u00a0 is also scheduled to get that lower rate when they turn two years old.<span style=\"mso-spacerun: yes;\">\u00a0 <\/span>Without considering medical trends or other shifts, the decrease could be approximately 33%.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\">\u00a0<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\">\u00a0<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\">For more information on <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">health insurance coverage in North Carolina<\/a>, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\/\">www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our qualified agents. Our agency provides coverage for health insurance in North Carolina through <a href=\"http:\/\/www.nchealthplans.com\/\" target=\"_blank\">Blue Cross Blue Shield of North Carolina (BCBSNC). <\/a>You may qualify for a 15% healthy lifestyle discount if you are in excellent health. Call us for details.<\/p>\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt;\">\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 Historically, Blue Cross Blue Shield of North Carolina has not differentiated rates for children between the ages of 1 to 18. As the medical costs for children have increased, the company needed to begin studying the costs within life stages of the children, too. What was found was that the age cost curve for [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[23,325,292,258],"class_list":["post-2335","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","tag-bcbsnc","tag-blue-cross-blue-of-shield-of-north-carolina","tag-infant-rates","tag-insurance-for-children"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/2335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=2335"}],"version-history":[{"count":13,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/2335\/revisions"}],"predecessor-version":[{"id":2361,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/2335\/revisions\/2361"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=2335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=2335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=2335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}