{"id":1808,"date":"2009-02-02T20:17:35","date_gmt":"2009-02-03T01:17:35","guid":{"rendered":"http:\/\/healthnews.nchealthplans.com\/?p=1808"},"modified":"2010-06-23T20:43:52","modified_gmt":"2010-06-24T01:43:52","slug":"the-invincibles","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2009\/02\/the-invincibles\/","title":{"rendered":"The Invincibles"},"content":{"rendered":"

\"\"<\/a><\/p>\n

THE INVINCIBLES<\/p>\n

They\u2019re young. They\u2019re just starting out. They\u2019re often paid lower wages. And, in some cases, they can\u2019t imagine themselves as sick or helpless. They\u2019re used to being covered on their parents\u2019 plans, but they\u2019ve reached the age when they\u2019re no longer eligible for dependent coverage.\u00a0 Whatever the reason, those from 18 to 34 comprise the group that\u2019s most likely not to have health insurance<\/a> coverage.* As a result, preventive care is neglected, routine checkups are delayed, and needless financial and physical suffering is experienced during what for many is the most carefree period in our lives. Obviously, the cost of health insurance<\/a>\u00a0is an issue for many people just starting out in the workforce. Yet, others who should be able to afford coverage are choosing not to buy it. A number of states have tried to address this issue by raising the age at which insurers must consider adult children as dependents for insurance purposes. Fifteen states require coverage for adult children, with the maximum age varying from 19 to 30. Several states require coverage indefinitely for disabled adult children.**\u00a0 The\u00a0Blue Advantage<\/a>\u00ae product for individuals allows dependents to remain on their parents\u2019 policy until they turn 26, regardless of whether they are a student, in the workforce or unemployed.<\/p>\n

For more information on health insurance coverage in North Carolina<\/a>, please visit our website at www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our qualified agents.\u00a0 Our agency provides coverage for health insurance in North Carolina through Blue Cross Blue Shield of North Carolina\u00a0(BCBSNC).\u00a0 <\/a>You may qualify for a 15% healthy lifestyle discount if you are in excellent health.\u00a0 Call us for details.\u00a0<\/p>\n

Holmes M., Analysis of U.S. Census. Current Population Survey (CPS) 2004\u20132005 (Calendar years 2003\u20132004). Cecil G. Sheps Center for Health Services Research, The University of North Carolina at Chapel Hill. 2005. The analyses are based on two-year average of 2004\u20132005 CPS data weighted more heavily to the most recent year.
\nStates requiring coverage of adult children are CO, DE, IL, ME, MD, MA, NC, NH, NJ, NM, OR, RI, SD, TX. National Council of State Legislatures. January 2007.<\/p>\n","protected":false},"excerpt":{"rendered":"

THE INVINCIBLES They\u2019re young. They\u2019re just starting out. They\u2019re often paid lower wages. And, in some cases, they can\u2019t imagine themselves as sick or helpless. They\u2019re used to being covered on their parents\u2019 plans, but they\u2019ve reached the age when they\u2019re no longer eligible for dependent coverage.\u00a0 Whatever the reason, those from 18 to 34 […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,49],"tags":[23,11,152,53,211],"class_list":["post-1808","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-blue-advantageblue-options-hsa","tag-bcbsnc","tag-blue-advantage","tag-blue-cross-blue-shield-of-nc","tag-health-insurance","tag-individual-health-insurance"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/1808","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=1808"}],"version-history":[{"count":6,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/1808\/revisions"}],"predecessor-version":[{"id":1846,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/1808\/revisions\/1846"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=1808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=1808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=1808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}