{"id":1050,"date":"2009-01-10T09:24:01","date_gmt":"2009-01-10T14:24:01","guid":{"rendered":"http:\/\/healthnews.nchealthplans.com\/?p=1050"},"modified":"2010-06-23T20:56:09","modified_gmt":"2010-06-24T01:56:09","slug":"health-insurance-in-north-carolina","status":"publish","type":"post","link":"https:\/\/www.nchealthplans.com\/news\/2009\/01\/health-insurance-in-north-carolina\/","title":{"rendered":"What Coverage best fits your needs?"},"content":{"rendered":"<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; text-align: left;\"><span style=\"font-size: 10pt;\"><a href=\"http:\/\/healthnews.nchealthplans.com\/wp-content\/uploads\/2008\/11\/bigstockphoto_happy_family_having_fun_outdoo_16079781.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-1049\" src=\"http:\/\/healthnews.nchealthplans.com\/wp-content\/uploads\/2008\/11\/bigstockphoto_happy_family_having_fun_outdoo_16079781-300x202.jpg\" alt=\"\" width=\"300\" height=\"202\" srcset=\"https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2008\/11\/bigstockphoto_happy_family_having_fun_outdoo_16079781-300x202.jpg 300w, https:\/\/www.nchealthplans.com\/news\/wp-content\/uploads\/2008\/11\/bigstockphoto_happy_family_having_fun_outdoo_16079781.jpg 900w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \><\/a>ABOUT NORTH CAROLINA HEALTH INSURANCE:<\/span><\/p>\n<p style=\"margin: 0in 0in 0pt; text-align: left;\">\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt; text-align: left;\">Residents of North Carolina have a variety of <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">health insurance plans <\/a>they can research and qualify for.\u00a0 The most important question is, what is the best and most affordable plan for you and your family?\u00a0 Our agency has written for some of the top companies in North Carolina throughout our career.\u00a0 We have recently become exclusive agents for <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross Blue Shield of North Carolina<\/a>, a company providing healthcare coverage for residents of North Carolina.\u00a0 You may ask, why exclusive for <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">BCBSNC<\/a>?\u00a0 It really revolves around customer service and products offered for health insurance coverage in North Carolina.\u00a0 As an agency doing business for 34 years in\u00a0North Carolina, we take tremendous pride in offering the best health insurance plans on the market with a company that we have 100% confidence in how they treat our clients as well as the products they offer.\u00a0 There are so many <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">health insurance plans <\/a>in North Carolina that are being offered today, it is our job to determine what will work best for our clients and provide the best NC health coverage and affordability that is offered on the market today.\u00a0\u00a0 So, lets talk about North Carolina health insurance plans and highlight what we think is the best product on the market and provide the best health coverage for you and your family.<!--more-->1.\u00a0\u00a0\u00a0\u00a0 <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">High Deductible Plans<\/a> \u2013 these plans are designed to keep your monthly premiums lower but provide great coverage at the same time.\u00a0 You are taking more responsibility for some of the costs, but you may find the premium works best in your budget.<\/p>\n<p style=\"margin: 0in 0in 0pt;\">\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt 0.75in; text-indent: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .75in;\">2.\u00a0\u00a0\u00a0\u00a0\u00a0<a href=\"http:\/\/www.nchealthplans.com\/pdf\/HSA_summary.pdf\" target=\"_blank\">HSA Plans<\/a> \u2013 this is the plan that I personally have for myself and my family. \u00a0\u00a0Coupled\u00a0with a tax qualified high deductible plan, you have the benefits of tax deductions and lower premiums, but still great coverage. \u00a0You can choose 100%, 80%, or\u00a050% co-insurance plans with an array of different deductibles.\u00a0 Everything is subject to the deductible with these plans, except annual wellness visits to your physician, for preventive care.\u00a0 You would be surprised at the cost savings with all the great benefits.<\/p>\n<p style=\"margin: 0in 0in 0pt;\">\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt 0.75in; text-indent: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .75in;\">3.\u00a0\u00a0\u00a0\u00a0\u00a0<a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Advantage Plans<\/a> \u2013 you can select\u00a0from various deductibles with either\u00a0the richest 100% plans, 80%,\u00a070% or 50% co-insurance plans.\u00a0 These plans provide doctor visit co-payments, prescription drug co-payments, emergency room co-payments, urgent care co-payments and some vision benefits under Plan A.\u00a0 They provide the best North Carolina health coverage you can buy.<\/p>\n<p style=\"margin: 0in 0in 0pt;\">\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt 0.75in; text-indent: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .75in;\">4.\u00a0\u00a0\u00a0 <a href=\"http:\/\/www.nchealthplans.com\/temporary\/\" target=\"_blank\">Temporary Health Insurance Plans<\/a> \u2013\u00a0 this insurance coverage provides you coverage while you are out of work, in between jobs,\u00a0you may even qualify\u00a0when you have been turned down by other companies due to health reasons.\u00a0 Coverage can begin as early as the next day and you can select your deductibles just like the permanent plans.\u00a0 Keep in mind, these plans do not cover pre-existing conditions and everything is subject to the deductible.\u00a0 Some companies even offer a one deductible plan for\u00a0families, which is an extremely attractive feature.<\/p>\n<p style=\"margin: 0in 0in 0pt 0.75in; text-indent: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .75in;\">\n<p class=\"MsoNormal\" style=\"margin: 0in 0in 0pt 0.75in; text-indent: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .75in;\">5.\u00a0\u00a0\u00a0\u00a0 <a href=\"http:\/\/www.nchealthplans.com\/personalized_quote\/?app=Blue+Medicare+Supplement\" target=\"_blank\">Medicare Supplement Plans<\/a> \u2013 we have a specialist in our agency that specializes in our Medicare Products that can answer all your questions and help you with the application process, including the new <a href=\"http:\/\/www.nchealthplans.com\/personalized_quote\/?app=Blue+Medicare+Supplement\" target=\"_blank\">Medicare Advantage Plans<\/a>.<\/p>\n<p style=\"margin: 0in 0in 0pt;\">\n<p style=\"margin: 0in 0in 0pt;\">Finding the right <a href=\"http:\/\/nchealthplans.com\" target=\"_blank\">health insurance in North Carolina<\/a> is a very simple process, especially\u00a0if you find an agent that will take the time to go over all your different options and make the process easy for you.\u00a0 That is why we take such pride in providing you great customer service and helping you every step of the way.<\/p>\n<p style=\"margin: 0in 0in 0pt;\">For more information on <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">North Carolina health insurance<\/a>, please visit our website at <a href=\"http:\/\/www.nchealthplans.com\/\">www.nchealthplans.com<\/a> or call our toll free number 888-765-5400 and speak with one of our professional authorized agents.\u00a0 Our agency provides coverage for <a href=\"http:\/\/www.nchealthplans.com\/compare_plans\/\" target=\"_blank\">health insurance in North Carolina <\/a>through <a href=\"http:\/\/www.nchealthplans.com\" target=\"_blank\">Blue Cross Blue Shield of North Carolina\u00a0(BCBSNC)<\/a>.\u00a0 You may qualify for a 15% healthy lifestyle discount if you are in excellent health, call all our office for\u00a0details.<\/p>\n<p style=\"margin: 0in 0in 0pt;\">\n<p style=\"margin: 0in 0in 0pt;\">\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABOUT NORTH CAROLINA HEALTH INSURANCE: Residents of North Carolina have a variety of health insurance plans they can research and qualify for.\u00a0 The most important question is, what is the best and most affordable plan for you and your family?\u00a0 Our agency has written for some of the top companies in North Carolina throughout our [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,49],"tags":[23,136,193,192,191],"class_list":["post-1050","post","type-post","status-publish","format-standard","hentry","category-bcbsnc-insurance","category-blue-advantageblue-options-hsa","tag-bcbsnc","tag-blue-cross-blue-shield-of-north-carolina","tag-improving-memory","tag-napping","tag-sleep-apnea"],"_links":{"self":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/1050","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/comments?post=1050"}],"version-history":[{"count":30,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/1050\/revisions"}],"predecessor-version":[{"id":1061,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/posts\/1050\/revisions\/1061"}],"wp:attachment":[{"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/media?parent=1050"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/categories?post=1050"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nchealthplans.com\/news\/wp-json\/wp\/v2\/tags?post=1050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}