No matter how careful you are, or how much you think ahead, life is often unpredictable. That is what life insurance is all about, planning for what you can’t predict especially if you have financial dependents and responsibilities. Your peace of mind can count on the performance and strength of your insurance company. Jerry Ballard and Associates provide easy and affordable life insurance solutions to prepare for the unexpected allowing you to get the most out of life.

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Who Needs Life Insurance?

 Life insurance for every stage…
 You’re married
 You’re married with kids
 You’re a single parent
 You’re a stay-at-home parent
 You have grown children
 You’re retired
 You’re a small business owner
 You’re single

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No one knows what tomorrow will bring, however term life insurance can provide you the peace of mind that those left behind will be able to take care of themselves financially without your presence.

Why buy Term Life Insurance coverage? 

Term Life Insurance can provide you with large dollar amounts of death benefit at an affordable price. These policies are designed to give you protection for a guaranteed number of years with a guaranteed level premium. Many people buy term life insurance to cover mortgages, college tuition, replacement of income and any other financial obligations that have a set amount of time that they may be financially responsible. (more…)

There is no better time than right now to make plans to ensure your family’s financial security in the event of your death with an affordable, term life policy. Jerry Ballard & Associates, your North Carolina agent, is pleased to introduce you to the term life insurance plans of several top insurance companies, all with A to A++ ratings from independent industry analysts A.M. Best, Fitch, Moody’s, and Standard & Poor’s.

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  • Banner Life Insurance Company
  • Transamerica Occidental Life Insurance Company
  • Lincoln Benefit Life
  • Lincoln National Life

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