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Posts Tagged ‘NC Medicare Supplement Plans’

All You Need to Know About Blue Cross NC Medicare Supplement Plan G

Tuesday, March 19th, 2019

For many years, Medicare Supplement Plan F has been the most popular Medicare Supplement plan. However, many Medicare beneficiaries are now choosing Plan G. Plan G has increasingly become the more popular Supplement plan as Plan F will no longer be offered in 2020 due to the Medicare Access and CHIP Reauthorization Act of 2015.  In many scenarios, Plan G can offer significant yearly savings with very rich benefits.

What is the difference between Plan F and Plan G?

Medicare Supplement Plan G is nearly identical to Plan F except for one difference-the Part B deductible. The Part B deductible in 2019 is $185. The Plan G does not provide coverage for this deductible which means the member would be responsible for paying the Part B deductible ($185 in 2019) out of pocket when incurring Medical expenses for things like doctor’s office visits.  Once the Part B deductible is met, the Plan G pays exactly the same benefits as the Plan F.

Will I save money with Plan G?

Lower premiums are a primary reason why many Medicare beneficiaries are choosing Plan G. In recent years, the monthly premiums for Plan G have been significantly less than Plan F premiums. Plan G has also incurred lower rate increases in recent years.

What does Medicare Plan G pay for?

Medicare supplement Plan G will pay for your hospital deductible as well as other copays and coinsurance under Medicare.

What does Medicare Plan G not pay for?

Medicare Supplement Plan G does not pay for the Part B Deductible.  It also does not include any prescription drug coverage like most other Medicare Supplement plans.  Most Medicare Supplement beneficiaries also enroll in standalone Part D prescription plans for drug coverage.

Is plan G the most popular Medicare supplement?

In recent years, the Blue Cross NC Plan G has become the most popular Medicare Supplement.  Due to Plan F being discontinued for new enrollees in 2020, most insurance companies have strategically made the Plan G a more competitively priced and more attractive plan.

Why should I choose plan G?

Once Plan F is discontinued in 2020, Plan G is going to offer you the greatest benefits under any of the Medicare Supplement plans. Plan G is the most popular Medicare plan because of its wide range of coverage and minimal out of pocket exposure, while offering lower monthly premiums when compared to Plan F.

If you are turning 65 or considering switching your Medicare Supplement plan this year, give us a call and speak with one of our professional Medicare specialists. We are happy to discuss how Medicare Plan G will benefit you, and assist you through the application process. CLICK HERE to request a personal Medicare Supplement quote and discover your Medicare Supplement plan options.

For more information on North Carolina Health Insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.

Kennon Wainwright Recognized as Top BCBS Medicare Agent in North Carolina

Wednesday, January 30th, 2019

At NC Health Plans, we strive to assist our customers with their Health Insurance needs throughout every phase of life. One of our top priorities is aiding those in the Medicare, over 65 market and helping this group of North Carolinians understand their options within Medicare. We are very proud to announce that our agency manager, Kennon Wainwright, has now ranked two years straight within the top Blue Cross Blue Shield of North Carolina Medicare Advisors. In 2018, Kennon ranked Number 2 in the state of North Carolina for top performance in assisting Medicare Supplement customers.  He also ranked Number 4 in the state for Medicare Advantage. He is now a member of the Exclusive Century Club, due to his top sales and services to Medicare Beneficiaries. Kennon is honored to serve so many North Carolinians as they make these important Medicare decisions. He quickly recognizes this opportunity would not be possible without the support of the NC Health Plans team and the strength of Blue Cross Blue Shield NC products and brand.

If you have not previously helped a parent or spouse with Medicare, then this topic can often be very foreign. We recognize the importance of understanding your transition into Medicare, and meeting your health care needs. We also understand that with so much information to read online, navigating the Medicare market can be overwhelming. Speaking directly with one of our professionals, like Kennon, can make this confusing topic easier to understand. It is important to learn how each part of Medicare will affect you, and discover which plans will meet your needs as you make this transition.

If you are turning 65 or transitioning to Medicare, we would be happy to help you through this process. Give us a call to discuss your BCBSNC Medicare plan options. To get started on this process, CLICK HERE to generate a custom Blue Cross NC Medicare quote.

For more information on North Carolina Health Insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.

2019 Medicare Annual Enrollment Period with BCBSNC

Wednesday, October 3rd, 2018

The Annual Enrollment Period for Medicare customers is just around the corner and at NC Health Plans, we want to help you prepare for this important time of year. The Annual Enrollment Period for 2019 Medicare eligible customers will begin on October 15th, 2018 and last until December 7th. Medicare eligible customers are typically over the age of 65, or under 65 with certain disabilities.

During the Medicare Annual Enrollment Period, Medicare beneficiaries who have already enrolled in Parts A and B of Medicare will have the opportunity to APPLY FOR A NEW MEDICARE PLAN or make changes to their current Medicare plan for coverage to begin January 1st, 2019. Some actions Medicare beneficiaries can take during this time include:

  • Join a Medicare Advantage (Part C) Plan
  • Change from one Medicare Advantage plan to another
  • Change your Prescription Drug Coverage (Part D) plan if you are in Original Medicare
  • Change from a Medicare Advantage plan to Original Medicare

The deadline for the Medicare Annual Enrollment is December 7th, 2018.  To generate your  Medicare Supplement Rate Quote CLICK HERE to get started.  If you are to miss this deadline, you may be eligible for a Special Enrollment Period or a separate Open Enrollment Period. Speaking with one of our professional agents would help you identify your eligibility for coverage based on your unique circumstances.

At NC Health Plans, we know this can be confusing and overwhelming. For this reason, it’s always a good idea to contact an agent for guidance on the easiest ways to enroll or make changes to your Medicare plan. You can speak with one of our Blue Cross Blue Shield NC authorized agents for more information or assistance enrolling in Medicare. We would love to assist you!

For more information on North Carolina Health Insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.