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Posts Tagged ‘NC Health Insurance Rates’

2018 Plans and Rates with Blue Cross Blue Shield of NC

Wednesday, June 28th, 2017

As controversy and debate continue in Washington over the future of the healthcare system, Blue Cross Blue Shield of NC is planning for 2018.  In late May, Blue Cross filed 2018 plans and rates with the North Carolina Department of Insurance.  Insurance rates were filed for health insurance plans in all 100 counties of North Carolina for an average rate increase of 22.9%.  The Director of Actuarial and Pricing Services at BCBSNC wrote an article explaining these rate increases.

BCBSNC has also been very clear that while filing for rates and health plans in all 100 North Carolina counties for 2018, many uncertainties continue.  The health insurance industry still expects significant change. However, the makeup and impact of this change is not known.  The timeframe and timeline of this change is also unknown.  These unknowns make preparation for the coming year very difficult for the insurance companies.  There are tremendous amounts of laws, regulations, and factors that are currently being discussed in Washington which directly impact the plans and rates of health insurance in North Carolina.

These unknowns also make preparation very difficult for the thousands of customers that depend on Individual and family health insurance plans in NC.  Blue Cross NC currently has over 500,000 customers enrolled in Individual ACA plans.  These rates, however, will impact this group differently.  The customers receiving a subsidy through the Health Insurance Marketplace will likely be less impacted if these plans and rates are approved.  The customers that do not receive any subsidy will likely be most impacted by these changes.

Despite the potential future changes, our commitment to North Carolinians will not change.  We are committed to providing North Carolinians with updates, advice, and the guidance needed to navigate this unique health insurance market.  We feel people need straight forward advice on the impacts of the health insurance industry changes now more than ever.

For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.