If you are turning 65, you are facing a big transition when it comes to your health insurance.  Blue Cross Blue Shield of North Carolina and NC Health Plans can help by offering you important information on Medicare Supplements, Senior Dental plans and other supplemental health policies that can fill in the gaps left by Original Medicare Parts A & B.  Medicare may sound simple, but there’s a wealth of information you need to know in order to make the best decision for your health care needs.  Having a licensed Blue Cross Blue Shield agent on your side can aid in making the move to Medicare a much more seamless process and enlisting the help of an agent comes at no cost to you.

Although your Initial Enrollment Period for Medicare will not begin until 3 months prior to your 65th birthday month, you should begin your research as early as six months out.  Knowing what is and is not covered by Original Medicare may surprise you and it’s important to be informed.  In addition, you can begin getting an idea of what types of Medicare Supplement plans are available to you and what steps you need to take to enroll.  Keep in mind, you can enroll in a BCBSNC Medicare Supplement 3 months prior to your birthday month and we recommend submitting an application well in advance of the effective date you need.  That way, you will eliminate any risk of having a gap in coverage. (more…)