Short Term also known as Temporary health insurance is a fast, affordable and easy solution for people who are currently without health coverage.  Short-term health insurance plans are generally less expensive than qualified health plans under the AFFORDABLE CARE ACT and do not offer the same level of coverage.  Short term health insurance plans are intended for people who do not want to enroll in major medical insurance or who need temporary form of limited coverage before they obtain major medical health insurance.  Among other limitations and exclusions, short term health insurance plans generally do not cover pre-existing conditions that exist at the time of application or the minimum essential coverage of the ACA.

Short-term health insurance plans are limited in duration and you will stop receiving benefits when the plan expires. Plan duration and whether you can renew or buy a new plan after plan expiration depend on the plan you choose and the laws in your particular state. After a short-term plan expires, you must reapply to receive further benefits. If you are accepted for an additional term under a short-term health insurance plan, the plan’s deductible and other amounts reset so that amounts paid (or the satisfaction of conditions) under the initial plan are ignored.

APPLY TODAY and coverage can begin tomorrow if you qualify to enroll in a plan. Call NC Health Plans/ Jerry Ballard & Associates today at our toll free number 888-765-5400 to talk with one of our qualified representatives.

For more information on North Carolina Health Insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 or our local number 252-726-5400 and speak with one of our experienced and professional agents.

Savannah Clark is the newest member of our team at Jerry Ballard & Associates, Inc. and will be specializing in providing exceptional customer service to all our North Carolina customers.  Savannah graduated from the University of North Carolina Wilmington with a BS degree in elementary education and a concentration in the Arts.  She is also studying to acquire her North Carolina Life and Health Insurance License and looking forward to an exciting and long term career with our Agency.

A native of Eastern North Carolina, she was born and raised in Carteret County and absolutely loves it, and as she says, her roots are deep.  She attended St. Egberts Catholic school and graduated from West Carteret High School.  In the summer she loves spending time with family and friends boating and going to the beach.  She also enjoys painting as a hobby in her spare time.

Savannah brings excitement and enthusiasm to assist all of our Blue Cross Blue Shield of North Carolina clients with their customer service needs.  She is patient, empathetic, and passionately communicative.  Her ability to place herself in the shoes of the customer and advocate for them when necessary makes her a pleasure to work with and a true asset to our team.

For more information on North Carolina insurance coverage, please visit our website at www.nchealthplans.com or call our toll free number 888-765-5400 and speak with one of our experienced and professional agents.  Our Agency can guide you through the complete application process, on or off the Marketplace for any plans offered, including, but not limited to, Bronze, Silver, and Gold Plans, Medicare Supplement Plans, Dental Blue and Short Term plans.